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Stephen Smith - Loan Originator in Saint Louis, MO

Stephen Smith

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Loan Originator

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
  • Encompass
    C
    Curtis R
    Kansas City, MO
    Posted on July 3rd, 2025 01:17 PM
    We had a great experience working with Envoy. The team was professional, knowledgeable, and made the entire process smooth from start to finish. They answered all our questions promptly and kept us informed every step of the way. Stephen in...
    read more
    Reply from Stephen Smith
    July 16th, 2025 01:18 PM
    I'm really glad to hear that you had such a positive experience with Envoy and found the process smooth and informative. It was a pleasure to work with you and ensure that all your questions were addressed. Your feedback is appreciated, especially...
    read more
  • Encompass
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    Tara C
    KANSAS CITY, KS
    Posted on June 30th, 2025 11:40 PM
    Stephen explained my loan options clearly that met my financial needs. He & his team made my home buying process a breeze.
    Reply from Stephen Smith
    July 13th, 2025 11:41 PM
    I'm pleased to hear that I could provide clarity on your loan options and that the process was smooth for you. It's important to me that your needs were met during such a significant decision. If you have any more questions in the future, don't...
    read more
  • Encompass
    R
    Ryan A
    KANSAS CITY, MO
    Posted on June 27th, 2025 01:23 PM
    Great help.
    Reply from Stephen Smith
    July 10th, 2025 01:25 PM
    I'm really glad to hear that you found my help beneficial. It was a pleasure to assist you, and if you have any more questions or need further assistance, feel free to reach out. Thank you for your feedback!
  • Encompass
    B
    Blaze Y
    KANSAS CITY, MO
    Posted on June 17th, 2025 03:24 AM
    Stephen is a great example of what a first time home owner would want in their corner. He takes the time to answer all your questions and give you answers in lamen terms. I would recommend his services to anyone and everyone . He wasn't trying...
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    Reply from Stephen Smith
    June 30th, 2025 03:27 AM
    I'm thrilled to hear that I could assist you effectively during such an important time. It's great to know that you felt comfortable and informed throughout the process. Your recommendation means a lot to me, and I'm glad I could help make...
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  • Encompass
    B
    Bengie R
    INDEPENDENCE, MO
    Posted on May 29th, 2025 01:47 AM
    Stephen was extremely helpful and answered every questions i had during the entire process making it easy to understand.
    Reply from Stephen Smith
    June 8th, 2025 01:50 AM
    I'm glad to hear that I could assist you effectively and make the process easier to understand. Thank you for your feedback, and it was a pleasure working with you.
  • Encompass
    B
    Brad J
    KANSAS CITY, MO
    Posted on May 26th, 2025 08:39 PM
    My questions where answered promptly, and with clarity. I was instructed on exactly what I was required to provide and accomplish to keep the mortgage process moving smoothly.
    Reply from Stephen Smith
    June 5th, 2025 08:41 PM
    I'm glad to hear that your questions were answered promptly and clearly. It was my pleasure to guide you through the mortgage process. Thank you for your positive feedback.
  • Encompass
    C
    Claudia B
    KANSAS CITY, MO
    Posted on May 13th, 2025 01:00 PM
    Stephan, Molly and Nikki are great team. I never thought I could buy a house and 2 weeks later be at settlement. If I had a question, I immediately received a response....even in the evening hours. This team really is on top of everything and...
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    Reply from Stephen Smith
    May 23rd, 2025 01:14 PM
    I'm thrilled to hear about your positive experience with our team, Claudia. It's wonderful that we could assist you in achieving such a quick settlement. Ensuring that your questions were promptly answered and that the process was smooth is...
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  • Encompass
    B
    Bradley A Y
    OAK GROVE, MO
    Posted on March 31st, 2025 05:05 PM
    Great communication, quick responses and got everything done quickly.
    Reply from Stephen Smith
    April 10th, 2025 05:06 PM
    I'm thrilled to hear that you appreciated the communication and efficiency of the process. It was a pleasure working with you, and I'm glad we could meet your expectations. Thank you for your review.
  • Encompass
    S
    Samantha Y
    OAK GROVE, MO
    Posted on March 26th, 2025 12:18 PM
    It was a very easy process! They all rushed our process fast to close when we preferred too and got the job done! A recommendation would be a timeline of everything needed to get the job done like inspection, pest, appraisal, etc. We felt like...
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    Reply from Stephen Smith
    April 5th, 2025 12:19 PM
    I'm glad to hear that the process was easy and that we could meet your preferred timeline. Your feedback regarding a timeline for required tasks is appreciated, and I understand how it could help in reducing any overwhelming feelings. Thank...
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  • Encompass
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    Glen G
    Gladstone, MO
    Posted on February 26th, 2025 11:44 PM
    Made the process really easy With great communication. Really felt like they cared and wanted my best interest.
    Reply from Stephen Smith
    March 8th, 2025 11:47 PM
    Glen, I'm thrilled to hear that you had such a positive experience with us at Envoy Mortgage. Making the process easy and being there for your best interests are always my top priorities. Your feedback means a lot, and it’s wonderful to know...
    read more
  • 4150 of 55
    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
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    • NMLS # 1404996
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    Equal Housing Opportunity

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    (877) 232-2461 or (713) 977-8005

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