

Stephen Smith
Loan Originator

Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
We had a great experience working with Envoy. The team was professional, knowledgeable, and made the entire process smooth from start to finish. They answered all our questions promptly and kept us informed every step of the way. Stephen in...
read more
Reply from Stephen Smith
July 16th, 2025 01:18 PM
I'm really glad to hear that you had such a positive experience with Envoy and found the process smooth and informative. It was a pleasure to work with you and ensure that all your questions were addressed. Your feedback is appreciated, especially...
read more
Stephen explained my loan options clearly that met my financial needs. He & his team made my home buying process a breeze.
Reply from Stephen Smith
July 13th, 2025 11:41 PM
I'm pleased to hear that I could provide clarity on your loan options and that the process was smooth for you. It's important to me that your needs were met during such a significant decision. If you have any more questions in the future, don't...
read more
Great help.
Reply from Stephen Smith
July 10th, 2025 01:25 PM
I'm really glad to hear that you found my help beneficial. It was a pleasure to assist you, and if you have any more questions or need further assistance, feel free to reach out. Thank you for your feedback!
Stephen is a great example of what a first time home owner would want in their corner. He takes the time to answer all your questions and give you answers in lamen terms. I would recommend his services to anyone and everyone . He wasn't trying...
read more
Reply from Stephen Smith
June 30th, 2025 03:27 AM
I'm thrilled to hear that I could assist you effectively during such an important time. It's great to know that you felt comfortable and informed throughout the process. Your recommendation means a lot to me, and I'm glad I could help make...
read more
Stephen was extremely helpful and answered every questions i had during the entire process making it easy to understand.
Reply from Stephen Smith
June 8th, 2025 01:50 AM
I'm glad to hear that I could assist you effectively and make the process easier to understand. Thank you for your feedback, and it was a pleasure working with you.
My questions where answered promptly, and with clarity. I was instructed on exactly what I was required to provide and accomplish to keep the mortgage process moving smoothly.
Reply from Stephen Smith
June 5th, 2025 08:41 PM
I'm glad to hear that your questions were answered promptly and clearly. It was my pleasure to guide you through the mortgage process. Thank you for your positive feedback.
Stephan, Molly and Nikki are great team. I never thought I could buy a house and 2 weeks later be at settlement. If I had a question, I immediately received a response....even in the evening hours. This team really is on top of everything and...
read more
Reply from Stephen Smith
May 23rd, 2025 01:14 PM
I'm thrilled to hear about your positive experience with our team, Claudia. It's wonderful that we could assist you in achieving such a quick settlement. Ensuring that your questions were promptly answered and that the process was smooth is...
read more
Great communication, quick responses and got everything done quickly.
Reply from Stephen Smith
April 10th, 2025 05:06 PM
I'm thrilled to hear that you appreciated the communication and efficiency of the process. It was a pleasure working with you, and I'm glad we could meet your expectations. Thank you for your review.
It was a very easy process! They all rushed our process fast to close when we preferred too and got the job done! A recommendation would be a timeline of everything needed to get the job done like inspection, pest, appraisal, etc. We felt like...
read more
Reply from Stephen Smith
April 5th, 2025 12:19 PM
I'm glad to hear that the process was easy and that we could meet your preferred timeline. Your feedback regarding a timeline for required tasks is appreciated, and I understand how it could help in reducing any overwhelming feelings. Thank...
read more
Made the process really easy With great communication. Really felt like they cared and wanted my best interest.
Reply from Stephen Smith
March 8th, 2025 11:47 PM
Glen, I'm thrilled to hear that you had such a positive experience with us at Envoy Mortgage. Making the process easy and being there for your best interests are always my top priorities. Your feedback means a lot, and it’s wonderful to know...
read more
41–50 of 55
About
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
Products & Services
Mortgage Loan Officer
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1404996
Disclaimer

©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
952 Echo Lane, Suite 190 Houston, TX, 77024
(877) 232-2461 or (713) 977-8005
Envoy Mortgage's Legal and Licensing Information