

Stephen Smith
Loan Originator

Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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8 AM to 5 PM
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8 AM to 5 PM
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Reviews from Web
Great energy, assisted my questions and needs effectively and with convenience and assurance
Reply from Stephen Smith
August 14th, 2025 11:19 PM
Thank you, Leo, for recognizing the effort I put into making the process convenient and clear for you. I'm pleased to know that you felt supported through addressing your questions and needs effectively. If any further questions arise or there's...
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Stephen was very flexible and was always available for any questions or concerns. He was amazing at keeping us in the loop and informed at all times.
Reply from Stephen Smith
August 6th, 2025 01:54 PM
I'm grateful for your kind words, Katlyn. I'm glad that my availability and communication made the process easier for you. Keeping clients informed and addressing any questions promptly are key priorities for me. If there's anything else you...
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Reply from Stephen Smith
July 19th, 2025 06:13 PM
Review: "Stephen did a fantastic job guiding us through the mortgage process. He was always available to answer our questions and made everything as straightforward as possible. Couldn't have asked for a better experience." Reply: I'm delighted...
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We had a great experience working with Envoy. The team was professional, knowledgeable, and made the entire process smooth from start to finish. They answered all our questions promptly and kept us informed every step of the way. Stephen in...
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Reply from Stephen Smith
July 16th, 2025 01:18 PM
I'm really glad to hear that you had such a positive experience with Envoy and found the process smooth and informative. It was a pleasure to work with you and ensure that all your questions were addressed. Your feedback is appreciated, especially...
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Stephen explained my loan options clearly that met my financial needs. He & his team made my home buying process a breeze.
Reply from Stephen Smith
July 13th, 2025 11:41 PM
I'm pleased to hear that I could provide clarity on your loan options and that the process was smooth for you. It's important to me that your needs were met during such a significant decision. If you have any more questions in the future, don't...
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Great help.
Reply from Stephen Smith
July 10th, 2025 01:25 PM
I'm really glad to hear that you found my help beneficial. It was a pleasure to assist you, and if you have any more questions or need further assistance, feel free to reach out. Thank you for your feedback!
Stephen is a great example of what a first time home owner would want in their corner. He takes the time to answer all your questions and give you answers in lamen terms. I would recommend his services to anyone and everyone . He wasn't trying...
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Reply from Stephen Smith
June 30th, 2025 03:27 AM
I'm thrilled to hear that I could assist you effectively during such an important time. It's great to know that you felt comfortable and informed throughout the process. Your recommendation means a lot to me, and I'm glad I could help make...
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Stephen was extremely helpful and answered every questions i had during the entire process making it easy to understand.
Reply from Stephen Smith
June 8th, 2025 01:50 AM
I'm glad to hear that I could assist you effectively and make the process easier to understand. Thank you for your feedback, and it was a pleasure working with you.
My questions where answered promptly, and with clarity. I was instructed on exactly what I was required to provide and accomplish to keep the mortgage process moving smoothly.
Reply from Stephen Smith
June 5th, 2025 08:41 PM
I'm glad to hear that your questions were answered promptly and clearly. It was my pleasure to guide you through the mortgage process. Thank you for your positive feedback.
Stephan, Molly and Nikki are great team. I never thought I could buy a house and 2 weeks later be at settlement. If I had a question, I immediately received a response....even in the evening hours. This team really is on top of everything and...
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Reply from Stephen Smith
May 23rd, 2025 01:14 PM
I'm thrilled to hear about your positive experience with our team, Claudia. It's wonderful that we could assist you in achieving such a quick settlement. Ensuring that your questions were promptly answered and that the process was smooth is...
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About
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
Products & Services
Mortgage Loan Officer
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Time Zone
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Licenses
- NMLS # 1404996
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(877) 232-2461 or (713) 977-8005
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