Stephen Smith
Loan Originator
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations...... Show More
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Reviews from Web
All of the patience we recived. The way our loan officer was there to answer all of our questions. If we had to do this all over again we would choose Stephen every time!
Very easy to work with
Reply from Stephen Smith
June 19th, 2026 01:12 PM
I'm grateful for your feedback, Jacob. It's nice to know that you found working with me to be easy. If there's anything else I can assist you with, please feel free to reach out.
Great communication .
Reply from Stephen Smith
June 3rd, 2026 02:48 PM
I'm glad to hear that you appreciated the communication, John. If you have any other feedback or need further assistance, feel free to reach out.
Stephen communicated well and explained everything thoroughly.
Reply from Stephen Smith
June 2nd, 2026 05:26 PM
I'm pleased to hear that you felt well-informed throughout the process, Lanisha. Effective communication is important to me, and I'm glad it made a positive impact on your experience. If you have any more questions or need further assistance,...
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At the start the experience was nice. Stephen acted friendly, would call me to discuss various things related to the mortgage, and would answer my questions in detail. This quickly stopped when I was locked in with Envoy and couldn't easily...
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Great communication and customer service. We knew what to expect every step of the way. No surprises throughout the process. We enjoyed working with Stephen!
Reply from Stephen Smith
May 8th, 2026 06:56 PM
I appreciate your kind words, Carol. It's great to hear that the communication and customer service met your expectations and made for a smooth process. I'm happy you enjoyed working with me, and if you ever need anything else, please don't...
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The lack of problems, the advice from Stephen made for a great experience.
Reply from Stephen Smith
May 8th, 2026 02:51 PM
I'm thankful for your feedback, Timothy. It's good to know that my advice contributed to a smooth experience for you. If you have any further questions or need assistance in the future, please don't hesitate to reach out.
We were able to get a home that we loved in the price range we were happy with.
Reply from Stephen Smith
May 5th, 2026 02:49 PM
I'm glad to hear you found a home you love within your desired price range, Andre. It's rewarding to know that I could assist you in achieving this important milestone. If there's anything else you need, please feel free to reach out.
Just the overall experience.
Reply from Stephen Smith
April 23rd, 2026 08:23 PM
Thank you for sharing your experience, Ethan. I'm pleased to know you had a positive overall experience. If there's anything specific you'd like to discuss or if you need further assistance, feel free to reach out.
We had a wonderful experience working with Stephen! He was patient, knowledgeable, and made every step of the process feel smooth and stress-free. We're so grateful for his support. experience working with Stephen and the entire Envoy team!...
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Reply from Stephen Smith
April 9th, 2026 01:32 PM
I appreciate your kind words, Felicia. It's great to hear that the process felt smooth and stress-free for you. Ensuring my clients feel supported and informed is very important to me. If you ever need further assistance or have any questions...
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About
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
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Mortgage Loan Officer
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- NMLS # 1404996
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(877) 232-2461 or (713) 977-8005
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