Stephen Smith
Loan Originator
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Reviews from Web
Stephen was great to work with he was very responsive answered all our questions and went the extra mile for us.
Reply from Stephen Smith
August 24th, 2026 08:26 PM
I'm happy to hear that you appreciated my responsiveness and efforts, Maria. It's great to know that I could answer all your questions and go the extra mile for you. If there's anything else you need, feel free to reach out.
The process was very easy, communication was great, and interest rate was the best
Reply from Stephen Smith
August 19th, 2026 01:09 PM
I'm pleased to hear that you found the process easy and the communication effective, Sage. It's wonderful to know that you were satisfied with the interest rate as well. If there's anything more I can assist you with, please let me know.
Stephan was very responsive and quick to handle information and documents as quickly as I gave them to him.
Reply from Stephen Smith
August 14th, 2026 02:01 PM
I'm grateful for your feedback, Kylan. It's great to know that my responsiveness met your expectations. If you need any further assistance, feel free to reach out.
Walked me through the process and always available for questions.
Reply from Stephen Smith
August 14th, 2026 01:11 PM
I'm glad I could guide you through the process and be available for your questions, Tobias. Your feedback is valued, and I'm here if you need any further assistance.
Took the time to not just assist on the paperwork side but to actually teach us what everything meant and the best ways to make sure the process worked for us personally.
Reply from Stephen Smith
July 31st, 2026 07:21 PM
Thank you for sharing your experience, Dustin. I'm happy that I could help you understand the process and tailor it to your needs. If you have any other questions or need further assistance, please let me know.
All of the patience we recived. The way our loan officer was there to answer all of our questions. If we had to do this all over again we would choose Stephen every time!
Reply from Stephen Smith
July 1st, 2026 01:13 PM
Thank you for your kind words, Kaleigh. I'm pleased to know that my patience and availability to answer your questions made a positive impact on your experience. It's wonderful to hear you would choose to work with me again. If you need anything...
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Very easy to work with
Reply from Stephen Smith
June 19th, 2026 01:12 PM
I'm grateful for your feedback, Jacob. It's nice to know that you found working with me to be easy. If there's anything else I can assist you with, please feel free to reach out.
Great communication .
Reply from Stephen Smith
June 3rd, 2026 02:48 PM
I'm glad to hear that you appreciated the communication, John. If you have any other feedback or need further assistance, feel free to reach out.
Stephen communicated well and explained everything thoroughly.
Reply from Stephen Smith
June 2nd, 2026 05:26 PM
I'm pleased to hear that you felt well-informed throughout the process, Lanisha. Effective communication is important to me, and I'm glad it made a positive impact on your experience. If you have any more questions or need further assistance,...
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At the start the experience was nice. Stephen acted friendly, would call me to discuss various things related to the mortgage, and would answer my questions in detail. This quickly stopped when I was locked in with Envoy and couldn't easily...
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About
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
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- NMLS # 1404996
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952 Echo Lane, Suite 190 Houston, TX, 77024
(877) 232-2461 or (713) 977-8005
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