

Stephen Smith
Loan Originator

Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Business Hours
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8 AM to 5 PM
Fri
8 AM to 5 PM
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closed
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Reviews from Web
Stephen is the ultimate professional. He is knowledge, attentive and made a complicated process seem easy. I cant can't say enough about him and feel lucky that he was recommended to me
Reply from Stephen Smith
April 2nd, 2026 01:49 PM
I'm grateful for your kind words, Andrew. It's rewarding to know that my knowledge and attentiveness helped make the process easier for you. I'm glad to have had the opportunity to assist you, and if there's anything else you need in the future,...
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Everything was done so efficiently. Everyone was very kind and supportive. The entire team helped me to gather all of the documents needed to ensure a smooth process. Stephen was always available to answer my questions and gave me clear explanations...
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Reply from Stephen Smith
March 24th, 2026 02:08 PM
I'm pleased to hear that the process was efficient and that you felt supported, Kimberly. Knowing that my availability and guidance helped you make confident decisions is important to me. If you have any more questions or require further assistance,...
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Your consistency, hard work, and patience!
Reply from Stephen Smith
March 23rd, 2026 01:32 PM
Thank you, Brian, for your kind words about my consistency and effort. I'm glad to know my approach resonated with you. If there's anything else you need or want to discuss, please don't hesitate to get in touch.
Communication, everything was smooth and on time, took the stress out of the lending part.
Reply from Stephen Smith
March 23rd, 2026 06:28 PM
I'm glad to hear that the process felt smooth and timely for you, Jesse. Easing the stress of lending is always my goal, so it's great to know you had a positive experience. If there are any further questions or needs, just let me know.
Stephen was extremely helpful and answered all of our questions in a timely manner!
Reply from Stephen Smith
March 20th, 2026 03:42 PM
It's great to know you found my assistance helpful, Katelynn. I'm glad I could address all your questions promptly. If anything else comes up, feel free to reach out anytime.
Good communication and any issues we had we were ablentongetvresolved pretty quickly
Reply from Stephen Smith
February 13th, 2026 04:19 PM
I appreciate your feedback, Easton. It's good to know that communication was effective and any issues were promptly resolved. If there's anything more I can assist you with, please feel free to reach out.
Good job, I'm grateful!
Reply from Stephen Smith
January 6th, 2026 04:43 PM
I'm glad to hear that you're satisfied with the service, Leonardo. Your gratitude means a lot to me, and I'm here if you ever have more questions or need assistance in the future.
This was a quick close and Stephen and his team were diligent and getting things done on time and without issue
Reply from Stephen Smith
December 4th, 2025 02:45 PM
I appreciate your kind words, Ryan. I'm pleased to hear that the process went smoothly and efficiently for you. Being diligent and ensuring that things are completed promptly is always a focus for me. If there’s anything more you need or any...
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Stephen was great . Galway's available and took the time to explaine the process and answer any concerns
Reply from Stephen Smith
November 17th, 2025 04:46 PM
Thank you for sharing your feedback, Kermit. I'm glad to know that you felt well-supported during the process. Taking the time to explain details and address any concerns is important to me. If you have any more questions or need further assistance,...
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Everyone was always there to help when ever I called and need them .
Reply from Stephen Smith
November 17th, 2025 06:24 PM
It's wonderful to hear that you felt supported whenever you needed assistance, Andrew. Being available and responsive is important to me and the team. Should you have any more questions or require further help, please don't hesitate to get...
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About
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
Products & Services
Mortgage Loan Officer
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1404996
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(877) 232-2461 or (713) 977-8005
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