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Stephen Smith - Loan Originator in Saint Louis, MO

Stephen Smith

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Loan Originator

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
  • Encompass
    J
    Jesse L
    Independence, MO
    Posted on March 13th, 2026 08:58 PM
    Communication, everything was smooth and on time, took the stress out of the lending part.
    Reply from Stephen Smith
    March 23rd, 2026 06:28 PM
    I'm glad to hear that the process felt smooth and timely for you, Jesse. Easing the stress of lending is always my goal, so it's great to know you had a positive experience. If there are any further questions or needs, just let me know.
  • Encompass
    K
    Katelynn H
    KANSAS CITY, MO
    Posted on March 12th, 2026 04:09 AM
    Stephen was extremely helpful and answered all of our questions in a timely manner!
    Reply from Stephen Smith
    March 20th, 2026 03:42 PM
    It's great to know you found my assistance helpful, Katelynn. I'm glad I could address all your questions promptly. If anything else comes up, feel free to reach out anytime.
  • Encompass
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    Easton H
    PECULIAR, MO
    Posted on February 5th, 2026 04:19 PM
    Good communication and any issues we had we were ablentongetvresolved pretty quickly
    Reply from Stephen Smith
    February 13th, 2026 04:19 PM
    I appreciate your feedback, Easton. It's good to know that communication was effective and any issues were promptly resolved. If there's anything more I can assist you with, please feel free to reach out.
  • Encompass
    L
    Leonardo A
    Independence, MO
    Posted on December 29th, 2025 04:43 PM
    Good job, I'm grateful!
    Reply from Stephen Smith
    January 6th, 2026 04:43 PM
    I'm glad to hear that you're satisfied with the service, Leonardo. Your gratitude means a lot to me, and I'm here if you ever have more questions or need assistance in the future.
  • Encompass
    R
    Ryan K
    PARKVILLE, MO
    Posted on November 21st, 2025 02:44 PM
    This was a quick close and Stephen and his team were diligent and getting things done on time and without issue
    Reply from Stephen Smith
    December 4th, 2025 02:45 PM
    I appreciate your kind words, Ryan. I'm pleased to hear that the process went smoothly and efficiently for you. Being diligent and ensuring that things are completed promptly is always a focus for me. If there’s anything more you need or any...
    read more
  • Encompass
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    Kermit A
    LANSING, KS
    Posted on November 3rd, 2025 07:40 PM
    Stephen was great . Galway's available and took the time to explaine the process and answer any concerns
    Reply from Stephen Smith
    November 17th, 2025 04:46 PM
    Thank you for sharing your feedback, Kermit. I'm glad to know that you felt well-supported during the process. Taking the time to explain details and address any concerns is important to me. If you have any more questions or need further assistance,...
    read more
  • Encompass
    A
    Andrew P
    Kansas City, MO
    Posted on November 3rd, 2025 04:19 PM
    Everyone was always there to help when ever I called and need them .
    Reply from Stephen Smith
    November 17th, 2025 06:24 PM
    It's wonderful to hear that you felt supported whenever you needed assistance, Andrew. Being available and responsive is important to me and the team. Should you have any more questions or require further help, please don't hesitate to get...
    read more
  • Encompass
    J
    James W T
    KANSAS CITY, MO
    Posted on October 17th, 2025 12:25 PM
    Stephen was exceptional. Very, professional, knowledgeable, and costumer service oriented!!!
    Reply from Stephen Smith
    October 30th, 2025 06:33 PM
    I'm glad to hear that you found my service exceptional, James. Professionalism and customer focus are priorities for me, so it’s rewarding to know they made a positive impact on your experience. If there's anything else I can assist you with,...
    read more
  • Encompass
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    Glenn B
    Parkville, MO
    Posted on October 14th, 2025 01:34 AM
    Great communication
    Reply from Stephen Smith
    October 27th, 2025 05:35 PM
    I appreciate you highlighting the communication aspect, Glenn. It's important to me to ensure that our interactions are clear and effective. If there's anything else on your mind or further assistance you need, don't hesitate to reach out.
  • Encompass
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    Felicia B
    INDEPENDENCE, MO
    Posted on October 12th, 2025 11:51 PM
    Great service
    Reply from Stephen Smith
    October 27th, 2025 07:46 PM
    I'm pleased to hear that you were satisfied with the service, Felicia. Providing a positive experience is always my goal. If there's anything more I can do for you, please don't hesitate to let me know.
  • 2130 of 55
    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
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    • NMLS # 1404996
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    (877) 232-2461 or (713) 977-8005

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