Stephen Holland - OVM with AnnieMac Home Mort...
Mortgage Loan Originator | NMLS# 1084044
Stephen understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered througho... Show More
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Reviews from Web
My husband and I worked with Steve Holland from OVM, after having a great experience with them when purchasing our first home. We wanted to purchase an investment home next door to my in laws. Steve was able to get our approval figured out...
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Reply from Owner
May 24th, 2021 12:00 AM
Thank you so much for letting me and my team work with you and Jeffery. We didn't really get what was wanted in the beginning, but I am so happy that I could help adjust your situation so that you ended up saving so much on your current mortgage....
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Mr Holland was very easy to work with and easy to talk to and convey my needs and he explained all I asked for and wanted! A simple pleasure ! I wish all Loan officer were this easy and willing to work with you!
Reply from Owner
May 13th, 2021 12:00 AM
Mark, You were so great to have as a client. I thank you for allowing me and my team to help you get your new home. I'm glad that this was as easy as I told you it would be. That is partly because you were such a great person to work with....
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Steve was extremely knowledgeable and professional while working our refinance. He was helpful throughout the process and worked with our busy schedule. He ensured we understood the process and you could tell he really wanted what was best...
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Reply from Owner
March 5th, 2021 12:00 AM
Ryan, I'm so happy that I was able to help save you so much on this refi. I know it seemed like a lot to get done when we started knowing you were deployed at that time. But that is what my team and I specialize in... getting the seeming hard...
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Steve was super patient and very helpful. He always answered the phone and was very quick with response times. He answered every single question and really made my first experience one to remember.
Reply from Owner
March 5th, 2021 12:00 AM
WOW! Perfect I'm not sure about that but I certainly did enjoy helping you, an active member of the Military and a Mother to be! You are truly an inspiration to us all. I had such a great time getting to meet and work with you. Please keep...
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Steve was very helpful during my refinance. He always made time to answer questions and satisfy any and all concerns. Loan closed in less than 30 day and it was a seamless process. Thanks Steve!
Reply from Owner
February 20th, 2021 12:00 AM
Brandon, I am glad that we connected and were able to work together to save you some good money on your Mortgage Refinance. I appreciate your trust in me and my team to get this done for so fast. Please don't ever hesitate to call me in the...
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Steve and the people at OVM are great. I would highly recommend them to anyone interested in refinancing. Steve went out of his way to get me started and help along the way.
Reply from Owner
January 27th, 2021 12:00 AM
Bob, it was awesome getting to work with you and helping you save so much money for you and your family on this Refinance. I'm glad I could get this done for you so fast during the holiday season. Please let me know if I can ever be of help...
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Steve Holland helped us with our recent home loan and was fantastic from the start. He was very informative throughout the process and made great recommendations for us to improve our financial health. Grateful for his wisdom!
Reply from Owner
January 27th, 2021 12:00 AM
Bryn, thank you and Scott for always doing what we needed to get you all this awesome new home. With Scott on deployment during this process it can add a lot of extra stress and work for you, but you were on top of everything and a pleasure...
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Stephen Holland was such a pleasure to work with during the refinance of our two homes. He’s very knowledgeable, looked out for our best interest and stayed on top of everything! His staff is amazing too! We couldn’t have asked for a better...
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Reply from Owner
November 17th, 2020 12:00 AM
Lisa, you and Ryan were so awesome to work with and it is so rare that I have borrowers that do (2) loans at one time. It can be stressful enough to get one loan done much less two at one time, but we pulled it off with flying colors! I thank...
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Due to the fact that this was my very first time purchasing a home, I was a bit lost. Steve basically held my hand through the entire journey. He always kept in contact with me to simply update me and answer any questions that I may have (I...
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Reply from Owner
October 15th, 2020 12:00 AM
Wow! Tynesha, what can I say. We seem to have a lot to overcome with buying your 1st new home and it being a new construction home as well, you are a brave lady! You got through this with flying colors however. I can't remember having this...
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This is my second time utilizing Stephen and OVM and even happier second time around. Made the process very streamline and is very personable, which made him and his team a pleasure to work with. Thanks again guys and I’ll be sending more work...
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Reply from Owner
July 21st, 2020 12:00 AM
Brandon, Thank you for the kind words but I was just doing what I do. You were what made this so simple. You got me everything I needed and we were always ahead of the game and ready to close ahead of time. That make such a big difference....
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About
Stephen understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Stephen is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Specialized in First & Second Time Home Buyers, Refinancing, Investment Rental Properties Purchases, FHA, VA, Conventional, USDA, VHDA as well as Cash 2 Keys loan programs in Virginia and North Carolina.
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
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Positions
- OVM - Senior Loan OfficerJun 1, 2013 - Current
Year Started
2013
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1084044 - Licensed in Virginia & North Carolina
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.