

Stephen Holland - OVM with AnnieMac Home Mort...
Mortgage Loan Originator | NMLS# 1084044

Stephen understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered througho... Show More
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My first home purchase was made very easy and stress free when it came to getting my home loan taken care of. Steve was a major driving force in an easy hassle free loan.
Reply from Owner
July 8th, 2021 12:00 AM
Alan, I am so glad that your brother referred you to me. It was so nice getting to meet you after hearing about you for so long. I am so happy that we were able to help you get your 1st home as well as seeing a young service man make his dream...
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This was the second home i bought and the process was extremely low maintenance. Stephen was wonderful to work with, constantly updating me and checking to see if there was anything he could help my family with.
Reply from Owner
July 8th, 2021 12:00 AM
Justin I hope you had as much fun buying this new home as I did helping you with the mortgage process! You were a delight to get to know and work with. I couldn't have had a nicer client! I'm so happy to be able to help a member of our armed...
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Steve is personable, polite, and above all, a hard worker! I have worked with steve for two home loans and he has made the process incredibly easy and hassle-free. Steve has my highest recommendation!
Reply from Owner
July 7th, 2021 12:00 AM
Emily each and every time you allow me to help you get a new mortgage it is an honor. You are such a great person and so easy to work with it is simply a pleasure to work with you. It is always so great to be able to help our active military...
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Working with Steve and everyone from his team was amazing! Everything was fast and easy. Anything that needed to be explained or simplified for me was done. Always available! Anytime I was not able to reach them they called me back quickly!...
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Reply from Owner
July 8th, 2021 12:00 AM
Wow what a very kind review. I should be writing a great review for you as you were a super client to deal with as well as an honored member of our countries armed forces! I am always happy to be able to help a military member get a great deal...
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Very capable, available to answer questions. Everything was fast and organize. Understand military needs and issues, loan was pre approved fast and closing was easy.
Reply from Owner
June 14th, 2021 12:00 AM
Natasha, I really enjoyed working with you and Luis. It is always so much fun when you the buyers are so excited about getting a new home. It makes all the hard work and long hours my team and I put into every deal very much worth it! I'm so...
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Steve Holland at OVM Financial really helped me out, and when I say helped, I mean REALLY helped me out! Working with him was educational and he talked to me like we have been friends for years. Always helpful and always friendly! I highly...
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Reply from Owner
June 14th, 2021 12:00 AM
Lucky - Wow, I am so happy for you! What an incredible home you just bought! I sometimes say it feels like we became friends during this process but this time I really think it's true! I had such a great time working with you and you were the...
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Steve and his team did a spectacular job helping us close our loan. They went above and beyond to make sure everything went smooth! I would highly recommend, and will never use anyone else!
Reply from Owner
June 3rd, 2021 12:00 AM
Jim, I am so happy I and the OVM team could make your situation work out for you and your family. It is always so wonderful to be able to work with such a nice person and see their dream come to reality. You know from our conversation that...
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Steve was incredible with the loan process. You can tell his experience is tenfold because he not only always keeps you informed along the way of the whole process, but provides excellent recommendations on what to expect. His bedside manner...
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Reply from Owner
May 26th, 2021 12:00 AM
Ed, I really appreciate the kind words about me and my team. Like they say when you enjoy what you do it's not work, and that is exactly what my team and I do! It always makes our job easier when we have such great clients like yourself. I...
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Stephen was very professional he answered my questions on a timely manner. Would highly recommend him to someone else. It was great working with him and his communication with me was great.
Reply from Owner
May 24th, 2021 12:00 AM
Tom, I thank you for all the trust you gave me and my team to work your complicated deal to closing. A lot of buyers would have given up with a deal the had to go through probate and had so much going on but you were right there like a pro....
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I just purchased a house, and STEPHEN HOLLAND at OVM financial totally took care of me. What was so cool was, I wasn’t purchasing a very expensive house, and Steve treated me as if I was spending $1 million. Kept me updated, I made the process...
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Reply from Owner
May 24th, 2021 12:00 AM
Roger, We have known each other since we were in High School and it was my honor when my team and I got the chance to work with you to help you get your new home! I know a lot of what we did seemed strange but it was a deal with a lot of moving...
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About
Stephen understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Stephen is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Specialized in First & Second Time Home Buyers, Refinancing, Investment Rental Properties Purchases, FHA, VA, Conventional, USDA, VHDA as well as Cash 2 Keys loan programs in Virginia and North Carolina.
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
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Positions
- OVM - Senior Loan OfficerJun 1, 2013 - Current
Year Started
2013
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1084044 - Licensed in Virginia & North Carolina
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.