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Stephen Holland - OVM with AnnieMac Home Mortgage - Mortgage Loan Originator | NMLS# 1084044 in Virginia Beach, VA

Stephen Holland - OVM with AnnieMac Home Mort...

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Mortgage Loan Originator | NMLS# 1084044

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Stephen understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered througho... Show More
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Reviews from Web
  • Zillow
    C
    Christopher N
    Virginia Beach, VA
    Posted on April 21st, 2022 12:00 AM
    Steve was the most helpful mortgage lender over worked with. Extremely professional and nice and very responsive. I highly recommend him if you’re looking to buy a home.
    Reply from Owner
    April 21st, 2022 12:00 AM
    Chris, I am so glad that I could help you get this VA Loan ready for closing early even with you being out of the country for the majority of the time. I can say if it wasn't for you all being great to work with this would not have been the...
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  • Zillow
    B
    Barbara M
    Chesapeake, VA
    Posted on February 11th, 2022 12:00 AM
    Steve helped me through my loan process from the early stages of "thinking about it" all the way to final closing and after. He was honest with me and kept me informed every step of the way. He was patient and treated me more like a family...
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    Reply from Owner
    April 21st, 2022 12:00 AM
    WOW! This is very high praise from you. All I can say is I try to do this for every client my team and I work with and help get a loan. I enjoyed working with you and getting to know you. As I told you in the beginning we will talk enough we...
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  • Zillow
    A
    Alysa J
    Virginia Beach, VA
    Posted on January 3rd, 2022 12:00 AM
    Steve was very helpful and talked me through every step so I fully understood what was going on at all time. Steve also kept constant communication, he worked well with my schedule as-well.
    Reply from Owner
    January 5th, 2022 12:00 AM
    Alysa, I am so happy for you! It is awesome to see one of our Naval service members become a home owner at such a young age. I know this was a hard process for you with your position in the Navy and the hours they have set for you, but we were...
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  • Zillow
    A
    Austinoviatt
    Portsmouth, VA
    Posted on December 15th, 2021 12:00 AM
    Steve was incredibly helpful with the process of purchasing my first home. They were always available to assist me with any questions I had, and made sure everything would be as easy as possible for me throughout the entire process, and continuing...
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    Reply from Owner
    December 15th, 2021 12:00 AM
    Austin, Thanks for your kind words. It was a lot of fun working with you as well as I always love helping members of our Armed Forces with getting their new home. You always went out of your way to get us what we needed even with you working...
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  • Zillow
    R
    Rogelio G
    Chesapeake, VA
    Posted on November 2nd, 2021 12:00 AM
    Stephen made my recent home purchase one of the easiest I've ever gone through. Communication was excellent and Stephen was on top of every issue I had and able to quickly address any problem that arose. Stephen knows his stuff and is a sure...
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    Reply from Owner
    November 3rd, 2021 12:00 AM
    Chris, it was an absolute pleasure working with you. Even though you where in NJ at the time we were getting your deal closed you made this so simple. It is so nice when we get everything back as fast as you got the required documents back...
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  • Zillow
    L
    Liviadanielsva
    Chesapeake, VA
    Posted on October 21st, 2021 12:00 AM
    Steve Holland is a professional and caring person who cares about hisclients. He goes beyond the call of duty to ensure you that the closing process goes well. If you're looking for someone to represent you in getting a loan or refinance your...
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    Reply from Owner
    October 22nd, 2021 12:00 AM
    Mrs. Daniels, I don't even know if what I did for you can be considered work... We seemed to have so much fun each time we spoke and I think we were always laughing. So if that is work I'll take all of that I can get. I'm glad I could save...
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  • Zillow
    K
    Kareem
    Virginia Beach, VA
    Posted on September 30th, 2021 12:00 AM
    I have worked with Steve on several deals, he always give me 110%. I absolutely appreciate all of his hard work. You can call him at anytime of the day and he answers. Steve is the BEST lender around !!!
    Reply from Owner
    October 1st, 2021 12:00 AM
    Kareem, I am so happy for you and the family you are starting. You are going to be a GREAT Father! Each and every time we have worked together it's be an awesome experience. You make this transaction so simple. And I am always happy to work...
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  • Zillow
    R
    Rob A K
    Henrico, VA
    Posted on August 26th, 2021 12:00 AM
    We highly recommend Steve Holland, OVM Financial, for your next loan. Steve went the extra mile and provided excellent service for our mortgage loan. He was available after hours/on weekends, answered our questions and explained everything...
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    Reply from Owner
    August 27th, 2021 12:00 AM
    Robert & Karen, I am so glad that you called me, as this was so nice for me to get to work with such incredible people. You all are the dream clients. You enjoyed the process and trusted me and my team to get this done for your with without...
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  • Zillow
    L
    Leroy M
    Virginia Beach, VA
    Posted on August 21st, 2021 12:00 AM
    In 2015, I was an Active Duty Service Member buying my first home. Navigating the world of finances, mortgages, and military requirements/ restrictions/ benefits through the VA was a daunting and confusing experience. In stepped Steve Holland,...
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    Reply from Owner
    August 24th, 2021 12:00 AM
    Leroy, Each time we talk I feel like I am speaking to an old friend! I can tell you I am so honored to be able to work with military families to help them achieve their dream of home ownership. I am truly bless to be able to be honored with...
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  • Zillow
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    Demetrius R
    Portsmouth, VA
    Posted on July 8th, 2021 12:00 AM
    Stephen was exceptional to work with. He answered everytime we had a question. He was very quick with getting us the information we needed. He was very knowledgeable and reliable. We wouldn't have been able to do this without him and he made...
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    Reply from Owner
    July 12th, 2021 12:00 AM
    Demetrius, I am so sorry that you had two prior lenders tell you they could get you all this mortgage and then back out on you at the last minute saying that they now couldn't make that happen for you. I know how disappointed you both were...
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    About
    Stephen understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Stephen is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Specialized in First & Second Time Home Buyers, Refinancing, Investment Rental Properties Purchases, FHA, VA, Conventional, USDA, VHDA as well as Cash 2 Keys loan programs in Virginia and North Carolina.
    Conventional
    FHA
    USDA
    VA Loans
    Jumbo
    Non-QM
    Cash Offers
    View All
    What is the Search Rank Score®?
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    Positions
    • OVM - Senior Loan Officer
      Jun 1, 2013 - Current

    Year Started

    2013

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1084044 - Licensed in Virginia & North Carolina
    Disclaimer

    ©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.