Stacey Smith
Branch Manager | NMLS# 188887
Stacey is licensed in Texas and California, and has been in the business for 28 years. Experienced in a wide variety of loans, including new construction, 203K, Jumbo, FHA, Conventional, VA, and Reverse. Licensed by the Department of Busine... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Stacey and her team were incredibly helpful throughout the entire process. The education, enablement, and execution was second to none and we could not have a better a better experience. Stacey was able to lock in the rate we needed in the...
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Stacey was very helpful. I didn’t think I was eligible for a loan and she made it happen.
Stacey kept me informed at all times.
Answered my question in a timely manner.
I would HIGHLY recommend Stacey.
we used Stacey to refinance our house and just like during our home buying experience with her - could not have imagined using anyone else. i did initially start the re-fi process with my bank (Chase) and our current lender but only one person...
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Stacey made refinancing our house a great experience! We're always happy to work with Stacey from Thrive!
Stacey was very responsive and a great communicator.
Stacey worked hard for my clients to get them the best rate and mortgage. When some issues came up at the closing (not related to the mortgage) she stayed late and worked tirelessly to make it happen.
Stacey is a true professional and provided thorough communication throughout the lending process. This was our second time working with Stacey. The first was a home purchase and most recently a refinance. I would absolutely recommend her and...
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Stacey kept us abreast of market conditions and locked us in to a good rate at the right time. Stacey's team kept the documentation flowing and kept us informed of the application progress. Great job!
Stacey Smith and team made my refinance a smooth and easy transaction. I would highly recommend Thrive Mortgage to my friends and family and already have!
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About
Stacey is licensed in Texas and California, and has been in the business for 28 years. Experienced in a wide variety of loans, including new construction, 203K, Jumbo, FHA, Conventional, VA, and Reverse. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
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Positions
- Lower Mortgage LLC - Branch ManagerJun 1st, 2017 - Current
Year Started
2017
Time Zone
Central Standard Time (CST)
Licenses
- Branch NMLS# 1436704
- NMLS# 188887
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.