Stacey Smith
Branch Manager | NMLS# 188887
Stacey is licensed in Texas and California, and has been in the business for 28 years. Experienced in a wide variety of loans, including new construction, 203K, Jumbo, FHA, Conventional, VA, and Reverse. Licensed by the Department of Busine... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Stacy was very communicative and went above and beyond to ensure our needs were met.
Stacey and her crew are amazing! I camt Say enough good things about her and her professionalism. Thank you, StaDey!
Great communication and service! Everything promised was delivered and was on time! Best loan officer I have worked with in years!
Stacey Smith has received a review with 5 star rating from Benny B
Stacey was wonderful and made the process very easy
Reply from Stacey Smith
September 8th, 2026 02:57 PM
Benny, I'm pleased to hear that you found the process easy. Thank you for sharing your positive experience.
Stacey Smith has received a review with 5 star rating from Anna W
Stacey was an absolute pleasure to work with in terms of her incredibly prompt responsiveness (I have not ever dealt with anyone as prompt as this before), her level of communication throughout the process is superior and overall she is "stand-out"...
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Stacey Smith has received a review with 5 star rating from Sherri B
Stacey is amazing!! I have worked with her on multiple closings. She is incredibly knowledgeable, offers excellent communication throughout the process, and goes above and beyond every single time. I will continue to refer her to my clients...
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Stacey is a pleasure to work with. She kept me up to date and on track for my refiannce.
Reply from Stacey Smith
August 12th, 2026 04:19 PM
Joe, I appreciate your kind words. I'm glad to hear that you felt informed and supported throughout your refinancing process.
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About
Stacey is licensed in Texas and California, and has been in the business for 28 years. Experienced in a wide variety of loans, including new construction, 203K, Jumbo, FHA, Conventional, VA, and Reverse. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
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Positions
- Lower Mortgage LLC - Branch ManagerJun 1st, 2017 - Current
Year Started
2017
Time Zone
Central Standard Time (CST)
Licenses
- Branch NMLS# 1436704
- NMLS# 188887
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.