Stacey Smith
Branch Manager | NMLS# 188887
Stacey is licensed in Texas and California, and has been in the business for 28 years. Experienced in a wide variety of loans, including new construction, 203K, Jumbo, FHA, Conventional, VA, and Reverse. Licensed by the Department of Busine... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Stacey helped me through my first mortgage refinance. She explained the steps in a concise manner which made the entire process effortless. The best part was the closing was done completely virtual in less than 30mins. It's extremely convenient...
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Stacey provided nothing but quality service . She was attentive and very responsive. All of my questions were answered and the whole refinancing process was really smooth thanks to the the great communication and efficiency. 10/10 would recommend!!...
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They made it really easy for me to get everything done. Walked me thru several steps of the process. And always answered my questions.
Great to work with you Stacy!
Always getting the job done and on top of everything.
Friendly, good communicator and knows her stuff.
Stacey and Holly were very patient with us during the whole process. They were quick to respond and always helpful and trying to find ways to meet our needs.
I have great appreciation and respect for the work of Stacey and Holly! They worked hard to ensure the requests and requirements of the underwriters were satisfied during the processing of my refi loan. While at times the underwriters requests...
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I have purchased numerous homes in my lifetime and I can very honestly state this has been the easiest and most pleasant mortgage experience ever. The initial mortgage funding application process was online. The next day, I received a telephone...
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Stacey Smith closed my loan in less than 3 weeks and for under the estimated costs. She secured me with a lower interest rate than imaginable. Great job Stacey.
Stacey and her team were amazing!!!
Loved working with Stacey. Made what can be a daunting and scary procedure very easy each step of the way.
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About
Stacey is licensed in Texas and California, and has been in the business for 28 years. Experienced in a wide variety of loans, including new construction, 203K, Jumbo, FHA, Conventional, VA, and Reverse. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
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Positions
- Lower Mortgage LLC - Branch ManagerJun 1st, 2017 - Current
Year Started
2017
Time Zone
Central Standard Time (CST)
Licenses
- Branch NMLS# 1436704
- NMLS# 188887
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.