Stacey Smith
Branch Manager | NMLS# 188887
Stacey is licensed in Texas and California, and has been in the business for 28 years. Experienced in a wide variety of loans, including new construction, 203K, Jumbo, FHA, Conventional, VA, and Reverse. Licensed by the Department of Busine... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Despite many challenges we faced with the building process and builder, Stacey was readily available, consistently helpful and willing to go extra mile to make the loan process as easy as possible. I felt she was always looking out for my best...
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Knowledgeable staff and very friendly
it was great getting the process finished working and moving was not easy Stacey made it easier
As the listing agent to a transaction you represented the buyer on, I was pleased with your team’s communication AND how quickly you pivoted to close the home loan earlier than most lenders can accommodate with this busy market. Thank you....
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Stacey and her team were very professional and keep us well informed throughout the entire process. All questions and concerns were answered in a timely manner. We highly recommend Stacey and Thrive Mortgage.
Terrell & Barbara Lyons
We closed on time is the best service anyone can ask!
Thank you!
Stacey Smith is a great communicator and she gives timely and valuable advices that make lot of financial sense from customer perspective. Stacey is easy to work with and it is a pleasure to work with her. We wish her the best!
Stacey is tenacious, knowledgeable and went out of her way to find us the right solution for our changing needs. A++ would recommend Stacey unconditionally first to anyone.
Wow!! So thankful we found Stacey! She made what can be a confusing lengthy process so quick and simple! She got us an amazing rate too! Couldn’t be happier we worked with her and team!
Stacey & her team we’re great to work with! They were speedy to respond and kept us informed every step of the way... what a smooth refinance! Thank you!!
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About
Stacey is licensed in Texas and California, and has been in the business for 28 years. Experienced in a wide variety of loans, including new construction, 203K, Jumbo, FHA, Conventional, VA, and Reverse. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
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Positions
- Lower Mortgage LLC - Branch ManagerJun 1st, 2017 - Current
Year Started
2017
Time Zone
Central Standard Time (CST)
Licenses
- Branch NMLS# 1436704
- NMLS# 188887
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.