Stacey Smith
Branch Manager | NMLS# 188887
Stacey is licensed in Texas and California, and has been in the business for 28 years. Experienced in a wide variety of loans, including new construction, 203K, Jumbo, FHA, Conventional, VA, and Reverse. Licensed by the Department of Busine... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Stacey is amazing! she helped us with our first loan and refinance. She fast, efficient and very helpful throughout the entire process . I highly recommend her and her team.
I am so grateful to Stacy and Holly for walking us through this process. They made it as painless as possible. I have already recommended Thrive to several friends for refinancing their homes.
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I recognize the fact we are living in unprecedented times of low interest rates and the way we communicate. When a customer has questions concerning an email that is so urgent, the person whom sent the urgent email, should be readily available...
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Stacey Smith is an absolute PRO and makes the process seamless. I trust her implicitly and will continue to refer as many people as possible to her.
Stacey goes above and beyond for all of my clients to get the job done! No matter how difficult the loan is she always communicates the process and does everything in her power to take care of my clients and get them to the closing table
Stacy made everything easy for us during the loan process.
I know Stacey personally outside of the loan and real estate business. I so enjoy her personal demeanor that she displays in her work.
My client expressed frustration over the loan process. I know that the entire lending industry is slammed right now, so I assume that is where some of the frustration came from. I did get the standard system-generated emails, but I was not...
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Stacy was great to work with.
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About
Stacey is licensed in Texas and California, and has been in the business for 28 years. Experienced in a wide variety of loans, including new construction, 203K, Jumbo, FHA, Conventional, VA, and Reverse. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
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Positions
- Lower Mortgage LLC - Branch ManagerJun 1st, 2017 - Current
Year Started
2017
Time Zone
Central Standard Time (CST)
Licenses
- Branch NMLS# 1436704
- NMLS# 188887
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.