

Stacey Smith
Branch Manager | NMLS# 188887

Stacey is licensed in Texas and California, and has been in the business for 28 years. Experienced in a wide variety of loans, including new construction, 203K, Jumbo, FHA, Conventional, VA, and Reverse. Licensed by the Department of Busine... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Stacy and her team made sure we submitted all required documents at the right times and hand held us through the entire process - it was very much appreciated!
I could not have had a more pleasant experience with Stacey! Not only was she great to deal with she’s also exceptional at her job! I will be referring her to all of my clients!
Great communication and Stacey KNOWS her business. A pleasure to work with and refer my clients. Thank you!
Thank you!
Very knowledgable lender.
Stacy was a great communicator from Day 1! She was informative and helpful - as I had lots of questions. She kept us up to date along the way and she truly worked to find the best opportunities for us!
Stacey was very responsive and always kept me updated.
The most professional person that I worked with in this industry! Gave me great advices what and how I should do! Was online 24/7 and were very patient with me. Will highly recommend to everyone!
Stacey was so helpful, sweet, and gave me great advice. As a first time buyer, I had a few moments of doubt and fear. She walked me through those feelings and put my mind at ease.
Stacey is amazing! She is always helpful and available. She is friendly and great at her job. Always a pleasure to work with her.
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About
Stacey is licensed in Texas and California, and has been in the business for 28 years. Experienced in a wide variety of loans, including new construction, 203K, Jumbo, FHA, Conventional, VA, and Reverse. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
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Positions
- Lower Mortgage LLC - Branch ManagerJun 1st, 2017 - Current
Year Started
2017
Time Zone
Central Standard Time (CST)
Licenses
- Branch NMLS# 1436704
- NMLS# 188887
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.