Stacey Smith
Branch Manager | NMLS# 188887
Stacey is licensed in Texas and California, and has been in the business for 28 years. Experienced in a wide variety of loans, including new construction, 203K, Jumbo, FHA, Conventional, VA, and Reverse. Licensed by the Department of Busine... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Very efficient process and great communication.
Such a wonderful experience working with Stacey!!
Great response time and feedback from Stacey and her team! The team was able to finish my financing/closing on time, even though they lost power/wifi for a week of the financing period due to a blizzard.
We had a great experience. Promises made, promises kept. The service was great, and we got a lot of help and advices.
As the seller’s agent, Stacey kept me in the loop at every stage and handled concerns like a champ...even when I didn’t know she was doing it. Would love to work with Stacey again!
Stacey made buying my home easy! She was always available my questions and made closing on my first home a quick and seamless experience.
Your was always receptive and willing to collaborate and communicate ensuring there was no doubt about how our loan process was progressing. Trust and peace of mind was so invaluable. Thank you team Thrive!
Stacey is the best!
Communication was great via email. Was ready days before closing. Although we did not close on time, because of a change in buyers on last day. Never knew what happened there.
Unbelievable experience. Stacey and her team will fight for you as if it is her own money!
Thank you!!
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About
Stacey is licensed in Texas and California, and has been in the business for 28 years. Experienced in a wide variety of loans, including new construction, 203K, Jumbo, FHA, Conventional, VA, and Reverse. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
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Positions
- Lower Mortgage LLC - Branch ManagerJun 1st, 2017 - Current
Year Started
2017
Time Zone
Central Standard Time (CST)
Licenses
- Branch NMLS# 1436704
- NMLS# 188887
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.