

Stacey Smith
Branch Manager | NMLS# 188887

Stacey is licensed in Texas and California, and has been in the business for 28 years. Experienced in a wide variety of loans, including new construction, 203K, Jumbo, FHA, Conventional, VA, and Reverse. Licensed by the Department of Busine... Show More
Location & Business Hours
Business Hours
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closed
Mon
9 AM to 5 PM(Open now)
Tues
9 AM to 5 PM
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Reviews from Web
Very easy and clear communication.
excellent support from Stacey and her team.
You can trust Stacy to get the job done!
Stacey is very knowledgeable in mortgage banking. I had lots of complex questions for her and she gave me great insights to help me make a decision. She and her team will close on time and without surprises. I would highly recommend her.
Reply from Stacey Smith
January 17th, 2021 03:41 PM
Thank you Russ! It was our pleasure!
Every time I had questions her team was there for me awesome job Stacy being there for me made everything easy
Stacey knew answers to all of my questions. She knows the ins and outs of mortgage banking really well which helped me out in my deal! She also has a very responsive team who worked during the holidays to close a deal for me!
Stacey was great to work with. She is professional, knowledgeable, and is excellent with communication throughout the process. I will definitely be adding her to my lender recommendation list for future clients.
It was a jumbo loan and Stacy was great about keeping us up to date.
Easiest refi I have ever done! Highly recommend
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About
Stacey is licensed in Texas and California, and has been in the business for 28 years. Experienced in a wide variety of loans, including new construction, 203K, Jumbo, FHA, Conventional, VA, and Reverse. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
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Positions
- Lower Mortgage LLC - Branch ManagerJun 1st, 2017 - Current
Year Started
2017
Time Zone
Central Standard Time (CST)
Licenses
- Branch NMLS# 1436704
- NMLS# 188887
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.