

Stacey Smith
Branch Manager | NMLS# 188887

Stacey is licensed in Texas and California, and has been in the business for 28 years. Experienced in a wide variety of loans, including new construction, 203K, Jumbo, FHA, Conventional, VA, and Reverse. Licensed by the Department of Busine... Show More
Location & Business Hours
Business Hours
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closed
Mon
9 AM to 5 PM(Open now)
Tues
9 AM to 5 PM
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Reviews from Web
Stacey fought for us to get the best rate and terms for our loan. She worked with us for a year, starting when we began our build, and was with us every step of the way. Closing was a bit hectic, but she made it all right. Stacey fought for...
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Willing to go the extra effort!
Stacey was more than accommodating and professional. She went above and beyond to answer questions and make the process of our refinance go smoothly. I would not hesitate to recommend Stacey to my friends and look forward to having more fun...
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Stacey was in constant contact making my loan experience very easy and positive,
its great to know that someone really cares and took the time to explain
Great experience.
Detail to get my transaction closed quickly and correct
Stacey Smith is what made Thrive Mortgage great! Some people say organizations win championships but I believe it is the players that win championships and Thrive has a winning team with Stacey Smith and team running the plays.
document upload and download system is easy to use. virtual closing process is very simple and efficient.
Stacey has the same work ethic as I do, very responsive, on it!
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About
Stacey is licensed in Texas and California, and has been in the business for 28 years. Experienced in a wide variety of loans, including new construction, 203K, Jumbo, FHA, Conventional, VA, and Reverse. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
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Positions
- Lower Mortgage LLC - Branch ManagerJun 1st, 2017 - Current
Year Started
2017
Time Zone
Central Standard Time (CST)
Licenses
- Branch NMLS# 1436704
- NMLS# 188887
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.