Stacey Smith
Branch Manager | NMLS# 188887
Stacey is licensed in Texas and California, and has been in the business for 28 years. Experienced in a wide variety of loans, including new construction, 203K, Jumbo, FHA, Conventional, VA, and Reverse. Licensed by the Department of Busine... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Stacey was very thorough and very helpful. Her team was organized and did a great job following up with me for any open items. I never felt stressed and the team stayed on top of everything until we got to the finish line.
Stacey and her team were great to work with. We have used them twice and will certainly use them again!
Stacey was informative and helpful throughout the whole process. She made my refinance easy.
Stacey did an excellent job getting our loan pre-approval and then locking in a great rate. She communicates proactively and her team is also responsive. Even when a couple items came up that needed addressing, she provided great advice. Will...
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Unrealistic deadlines and timeframes lead to delays and logistical re-shuffling which could have been avoided with more conservative closing expectations.
From the construction loan on our new build to final mortgage, Stacey Smith held our hand throughout and took care of everything. Amazing, could not imagine have gone through the process of our building our new home without her and her team....
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I would highly recommend using Stacey Smith for your mortgage services. Stacey has been great to work with from beginning to end. I used her for my refi and will be working with her again for a second mortgage. She is very helpful, professional,...
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Outstanding communication !!
Stacey was tremendously informative and patient with me during the entire process. She did an excellent job at explaining to me what information was needed to complete each step of the process, as well as inform me as to where I stood along...
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About
Stacey is licensed in Texas and California, and has been in the business for 28 years. Experienced in a wide variety of loans, including new construction, 203K, Jumbo, FHA, Conventional, VA, and Reverse. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
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Positions
- Lower Mortgage LLC - Branch ManagerJun 1st, 2017 - Current
Year Started
2017
Time Zone
Central Standard Time (CST)
Licenses
- Branch NMLS# 1436704
- NMLS# 188887
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.