

Stacey Smith
Branch Manager | NMLS# 188887

Stacey is licensed in Texas and California, and has been in the business for 28 years. Experienced in a wide variety of loans, including new construction, 203K, Jumbo, FHA, Conventional, VA, and Reverse. Licensed by the Department of Busine... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
End to End, Stacey and her team took care of the refinance process exceptionally well. My queries and clarifications were responded on time. All actions from her team side was precise and smooth. Overall it was a pleasure working with Stacey...
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Stacey and team got it done and made it look easy
I was representing the seller yet I received great communication via emails as each step of the loan processing for the buyer was completed. Received prompt answers to any questions I asked. Overall, very impressive & timely service!
Stacey and her team are extremely professional and dependable. They go above and beyond to get the loan approved on time.
Stacey and her team are great.They work well adjusting to, or fixing Issues that occur, and are patient with explaining things to me so I can actually understand what is going on.I have worked with Stacey twice and have been advising everyone...
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Stacey was available, knowledgeable, helpful, and really advocated for us.
Great communication from Stacey at all times. Everything was completed in a timely manner and I am highly likely to recommend you guys to friends that need houses.
Stacey was very on her game from the start. She gave me confidence that my buyers could get a loan in the specified amount of time, and in this crazy market that’s very important. She has the clout and respect in this town which is also important...
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Great communication and getting things taken care of in a timely manner.
Everyone that we worked with was very helpful and was able to answer all the questions we had.
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About
Stacey is licensed in Texas and California, and has been in the business for 28 years. Experienced in a wide variety of loans, including new construction, 203K, Jumbo, FHA, Conventional, VA, and Reverse. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
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Positions
- Lower Mortgage LLC - Branch ManagerJun 1st, 2017 - Current
Year Started
2017
Time Zone
Central Standard Time (CST)
Licenses
- Branch NMLS# 1436704
- NMLS# 188887
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.