Stacey Smith
Branch Manager | NMLS# 188887
Stacey is licensed in Texas and California, and has been in the business for 28 years. Experienced in a wide variety of loans, including new construction, 203K, Jumbo, FHA, Conventional, VA, and Reverse. Licensed by the Department of Busine... Show More
Location & Business Hours
Business Hours
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closed
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
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Reviews from Web
Exceptional attention to detail, swift and accurate follow through. Most smooth lending experience I've had to date!
Stacey and her team over at Thrive Mortgage really took care of me on this loan. As a first time homebuyer, they guided me through the process with ease and answered every question I put in front of them while getting me an awesome rate! The...
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Stacey was the best lender I've ever worked with, and I've bought 3 properties in Austin. My father was trying to refinance his home for years to no avail. But Stacey figured out how he could do it. And it worked. He was approved for a refinance,...
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Thank you for a smooth and successful transaction!
Stacey helped us solve complex issues with overlapping dates of selling and buying houses and getting a great mortgage rate in very tough closing date!
Stacey is a very knowledgeable person in financial/loan field. We had a convoluted situation with overlapping dates of selling and buying houses at the same time with short closing terms. She and her team managed the challenges perfectly!
She helped us getting mortgage in a very short time
I'm the real estate business, the interest rates are important, but reliability and accountability are way more important for the successful transaction. Communication, knowledge, courtesy alone with professionalism that is why people choose...
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Stacey went above and beyond to make sure we got the very best loan type for our needs. She’s a rockstar miracle worker for real.
Clear communication, amazing follow up, and great customer service. Stacey, Holly, and Susanna did an amazing job to help us through our first home purchase!
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About
Stacey is licensed in Texas and California, and has been in the business for 28 years. Experienced in a wide variety of loans, including new construction, 203K, Jumbo, FHA, Conventional, VA, and Reverse. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
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Positions
- Lower Mortgage LLC - Branch ManagerJun 1st, 2017 - Current
Year Started
2017
Time Zone
Central Standard Time (CST)
Licenses
- Branch NMLS# 1436704
- NMLS# 188887
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.