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Guild Mortgage - Spencer Valerio - Loan Officer  in Cedar City, UT
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Guild Mortgage - Spencer Valerio

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Welcome to Guild Mortgage Company. With access to a wide variety of home loan products, we'll be able to help you find the mortgage that best fits your dreams and budget. We will work with you every step of the way to ensure a smooth and ... Show More
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8 AM to 5 PM
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8 AM to 5 PM
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Reviews from Web
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    Ricky H
    Posted on September 12th, 2025 10:33 PM
    They did what no other lender could do. Got us approved a week earlier than what was expected, and was very accurate and answered all questions and concerns each week during the process. Definitely recommend.
    Reply from Owner
    January 21st, 2026 05:40 PM
    Thank you for the kind words, it was a pleasure working with you!
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    Loretta J
    Eureka, MT
    Posted on September 1st, 2025 03:13 PM
    With to many things to remember it was good to have a team to remind me and keep the process going.
    Reply from Guild Mortgage - Spencer Valerio
    January 21st, 2026 05:42 PM
    Loretta, congrats on your home! It was great working with you!
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    Kyle S
    Posted on August 30th, 2025 06:24 PM
    Highly recommend Spencer.
    Reply from Owner
    January 21st, 2026 05:42 PM
    Kyle, thank you for the 5 star review. Reach out anytime, always here to help!
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    Kyle S
    Cedar City, UT
    Posted on August 30th, 2025 06:23 PM
    Very efficient loan officer. I enjoyed how quick he was to get everything done for me. Easy to work with and went above and being to teach me how everything works.
    Reply from Guild Mortgage - Spencer Valerio
    September 9th, 2025 06:25 PM
    I'm pleased to know that you appreciated the efficiency of the process, Kyle. It's important to me to ensure that everything is handled promptly while also providing clear explanations along the way. If you have any further questions or need...
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    Steve D
    Posted on August 15th, 2025 01:55 PM
    Spencer was great to work with. He kept me informed and the process moved quickly.
    Reply from Owner
    January 21st, 2026 05:44 PM
    Steve, thank you for the kind words! It was great working with you!
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    Makenzie B
    Posted on August 1st, 2025 10:29 PM
    Smooth, easy close every time with Spencer! He's SO knowledgeable, and he's willing to answer my many questions and educated both me and the client on the best option for them!
    Reply from Owner
    January 21st, 2026 05:46 PM
    Makenzie, thank you for the kind words! It's always great working with you!
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    Makenzie B
    Las Vegas, NV
    Posted on August 1st, 2025 10:29 PM
    Smooth, easy close everytime with Spencer! He's SO knowledgeable, and he's willing to answer my many questions and educated both me and the client on the best option for them!
    Reply from Spencer Valerio
    August 11th, 2025 10:30 PM
    Thank you, Makenzie. I'm glad to hear that the closing process has been smooth and straightforward for you each time. I take pride in providing clear information and answering any questions to ensure you and your clients feel informed and confident...
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    David T
    Posted on July 29th, 2025 09:02 PM
    Guild Mortgage - Spencer Valerio has received a review with 5 star rating from David T
    Reply from Owner
    January 21st, 2026 05:47 PM
    David, thank you for the 5 star review!
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    David T
    Las Vegas, NV
    Posted on July 29th, 2025 09:01 PM
    Spencer made the home buying process simple and easy.
    Reply from Spencer Valerio
    August 8th, 2025 09:02 PM
    Thank you, David. I'm really pleased to hear that the home buying process felt simple and easy for you. Making sure everything runs smoothly is a top priority for me, so it's great to know your experience was positive. If you have any questions...
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    James B
    Las Vegas, NV
    Posted on July 16th, 2025 03:22 AM
    I had a great experience because everything was handled with professionalism, clear communication, and efficiency from start to finish. Your team made what can often be a stressful process feel smooth and manageable. I truly appreciated the...
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    Reply from Spencer Valerio
    July 26th, 2025 03:23 AM
    Thank you so much for your kind words, James. I'm delighted to hear that your experience was smooth and well-managed from start to finish. It's important to me that communication is clear and that every detail is handled with care, so it's...
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    About
    Welcome to Guild Mortgage Company. With access to a wide variety of home loan products, we'll be able to help you find the mortgage that best fits your dreams and budget. We will work with you every step of the way to ensure a smooth and timely closing process.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    Bridge
    Conventional
    Down Payment Assistance
    Energy-efficient
    FHA
    Jumbo
    Lock and Shop
    Manufactured Homes
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    Disclaimer
    I am authorized to do business in the states of Arizona, California, Montana, New Mexico, Nevada and Utah. AZ BK#0018883; AZ BKBR# 1041769; AZ LO Lic.# 1050756; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Branch NMLS ID 2416012; NV Mortgage Company #1141; NMLS ID: 305514; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.