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Guild Mortgage - Spencer Valerio
Loan Officer
Welcome to Guild Mortgage Company. With access to a wide variety of home loan products, we'll be able to help you find the mortgage that best fits your dreams and budget. We will work with you every step of the way to ensure a smooth and ... Show More
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8 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
We were alwyas informed
Spencer works exceptionally hard to find the best loan product for us and was always supporting us. Whether he met me at my office, or took my calls at off hours, he worked with my availability to keep the ball rolling.
Very communicative and helpful when it comes to understanding how it works to buy a home and what really is calculated at the end.
Reply from Owner
September 29th, 2026 07:52 AM
Congrats on your home!
Spencer was great. He was very responsive, answered questions, ran scenarios, and guided me through the home buying experience. This was my second house and was by far the best experience yet! Would 💯 use him again. This was as good as I can...
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Reply from Owner
September 21st, 2026 06:13 PM
Thank you for the kind words, congrats on your home!
I had a very positive experience working with Spencer at Guild Mortgage. He remotely guided me through the entire mortgage process, answered my questions clearly (sometimes as if I were a 7 year old...which I needed) and he kept me informed...
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Reply from Owner
September 21st, 2026 06:12 PM
Hope your move was easy! Congrats on your home!
it was ok didn't have any issues .
Reply from Guild Mortgage - Spencer Valerio
September 7th, 2026 07:30 PM
Loved that we closed early, thank you for your help and the review!
Guild Mortgage - Spencer Valerio has received a review with 5 star rating from Rich D
Reply from Owner
September 7th, 2026 06:37 PM
Thank you for the 5 star review!
Spencer was fantastic to work with. He is a true professional and diligently helped guide us through the process from start to finish.He was always available whenever we had questions and delivered results when other brokers fell short. We...
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Reply from Spencer Valerio
September 14th, 2026 12:12 PM
Thank you for your kind words, Richard. I'm pleased to know that my guidance and availability made a positive impact on your mortgage process. Your recommendation means a lot, and I'm grateful for the opportunity to assist you.
Spencer Valerio is a trusted mortgage professional I have worked with for over 25 years. He is always at the top of his game, responds promptly to clients, and is willing to do what is necessary to get the job done professionally. Highly recommend...
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Reply from Guild Mortgage - Spencer Valerio
September 1st, 2026 08:27 PM
George, your partnership is a value beyond measure. I appreciate you and your knowledge of the real estate industry. Thank you!
Spencer was great to work with in getting a loan and payments that met our budget. He is awesome!
Reply from Owner
August 24th, 2026 05:11 PM
Thank you for the kind words!! Enjoy your home!
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About
Welcome to Guild Mortgage Company. With access to a wide variety of home loan products, we'll be able to help you find the mortgage that best fits your dreams and budget. We will work with you every step of the way to ensure a smooth and timely closing process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Time Zone
Pacific Standard Time (PST)
Disclaimer
I am authorized to do business in the states of Arizona, California, Montana, New Mexico, Nevada and Utah. AZ BK#0018883; AZ BKBR# 1041769; AZ LO Lic.# 1050756; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Branch NMLS ID 2416012; NV Mortgage Company #1141; NMLS ID: 305514; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.