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Guild Mortgage - Spencer Valerio
Loan Officer
Welcome to Guild Mortgage Company. With access to a wide variety of home loan products, we'll be able to help you find the mortgage that best fits your dreams and budget. We will work with you every step of the way to ensure a smooth and ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
Easy to work with. great rates and helped with closing costs
Reply from Spencer Valerio
December 16th, 2025 05:46 PM
Thank you for sharing your experience, Konner. Ensuring a smooth process and helping with competitive rates and closing costs is always a priority for me. If there's anything else I can assist with, feel free to reach out.
Spencer is very friendly and made our first home buying experience awesome!
Reply from Owner
January 21st, 2026 05:10 PM
Kylie, congratulations on your home!! Reach out anytime, always here to help!
Spencer is always on top of what needs to be done and does a great job with the clients we refer to him. Very knowledgeable and a great communicator!
Reply from Spencer Valerio
December 12th, 2025 05:42 PM
George, I appreciate your thoughtful feedback. Staying proactive and knowledgeable is important to me, and I'm glad to know that I am meeting your expectations with the clients you refer. If there's anything else you need or if there are more...
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I have been working and been advised by Spencer for 8 plus years, he has always been very professional, great communicator, attention to the details and up to date on the current financial market - I will always continue working with the Spencer...
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Reply from Spencer Valerio
November 11th, 2025 03:11 PM
Robert, I'm truly grateful for your long-standing trust and partnership over the past eight years. It's important to me to provide professional guidance and keep you informed about the financial market. Thank you for your kind words and commitment...
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Spencer may my experience as smooth as possible. He was ver knowledgeable and explained everything in detail so that I understood every detail.
Reply from Owner
January 21st, 2026 05:13 PM
Marrian, thank you for the opportunity to serve you! Reach out anytime, always here to help!
Spencer is patient, great listener, and thorough with the work he did for us. Thank you for being patient on finding our next home. We had changed our mind on one property and Spencer understood. Thank you for your time and expertise. Blessings...
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Reply from Spencer Valerio
October 2nd, 2025 10:22 PM
It's wonderful to hear that my approach resonated with you, Yolanda. I'm grateful for the opportunity to work with you on finding your next home. I'm always here to listen and guide, especially when plans change. Your kind wishes mean a lot,...
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Spencer you made the transaction come to light. Thanks for making it bright.
Reply from Owner
January 21st, 2026 05:22 PM
Heather, always great working with you, thank you for your help!
Spencer made it happen!!
Reply from Spencer Valerio
October 1st, 2025 06:44 PM
It's fantastic to hear that everything worked out well, Heather. I'm glad I could assist in making it happen for you. If there's anything else you need in the future, feel free to reach out.
Great customer service. Enjoyed working with Spencer.
Reply from Guild Mortgage - Spencer Valerio
January 21st, 2026 05:33 PM
Rey, great working with you again! Reach out anytime, always here to help!
10/10
Reply from Owner
January 21st, 2026 05:37 PM
Thank you for the 5 star review! It was great working with you!
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About
Welcome to Guild Mortgage Company. With access to a wide variety of home loan products, we'll be able to help you find the mortgage that best fits your dreams and budget. We will work with you every step of the way to ensure a smooth and timely closing process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Time Zone
Pacific Standard Time (PST)
Disclaimer
I am authorized to do business in the states of Arizona, California, Montana, New Mexico, Nevada and Utah. AZ BK#0018883; AZ BKBR# 1041769; AZ LO Lic.# 1050756; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Branch NMLS ID 2416012; NV Mortgage Company #1141; NMLS ID: 305514; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.