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Guild Mortgage - Spencer Valerio
Loan Officer

Welcome to Guild Mortgage Company. With access to a wide variety of home loan products, we'll be able to help you find the mortgage that best fits your dreams and budget. We will work with you every step of the way to ensure a smooth and ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
Every part of the process was explain any questions or concerns never felt we we're ignored. We felt like we matter what was best for our needs. Spencer made is feel comfortable with our decision not rushed.
Reply from Spencer Valerio
July 24th, 2025 02:19 PM
Thank you for sharing your experience, Deedee. I'm truly glad to hear that you felt comfortable and valued throughout the process. Ensuring that your questions and concerns are addressed is incredibly important to me, so it’s great to know...
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From contract to close, the process took 23 days. Spencer guides me through the whole process and kept me informed
Reply from Spencer Valerio
July 9th, 2025 06:33 AM
I'm really pleased to hear that everything went smoothly and swiftly for you, Amarion. Guiding you through the mortgage process and keeping you informed are top priorities for me, so I'm glad to know it made a difference. If you have any more...
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Spencer and his team have been phenomenal. Easy to work with .
Reply from Owner
January 21st, 2026 05:48 PM
Tim, thank you for the kind words! It's always great working with you!
Spencer and his team have been phenomenal throughout the entire transaction.
Reply from Spencer Valerio
June 20th, 2025 03:51 PM
I'm thrilled to hear that you had a phenomenal experience with us, Timothy. It was a pleasure assisting you with your purchase, and I appreciate your kind words about our team.
Spenser was outstanding! We never felt rushed talking with him and he is exceptionally knowledgeable about the different loan types.
Reply from Guild Mortgage - Spencer Valerio
January 21st, 2026 05:48 PM
Mary, thank you for the kind words! Reach out anytime, always here to help!
Spencer is really great to work with he always looks pit for the interests of the client.
Reply from Spencer Valerio
June 7th, 2025 06:11 PM
I'm thrilled to hear that you had a great experience working with me, Jennifer. It's always my priority to look out for the interests of my clients at Guild Mortgage. Thank you for your kind words!
We had an outstanding experience working with Spencer at Guild Mortgage. He always took the time to answer our questions and help us understand our options. He never made us feel rushed and he would meet with us via Zoom anytime we needed him,...
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Reply from Guild Mortgage - Spencer Valerio
January 21st, 2026 05:50 PM
Mary, thank you for the kind words! Reach out anytime, always here to help!
Spencer has been helpful with my mortgage needs since 2018. I always felt he had my best interest foremost in his mind.
Reply from Guild Mortgage - Spencer Valerio
May 30th, 2025 01:39 AM
I'm glad to hear that I have been able to assist with your mortgage needs since 2018, Keith. It's important to me to prioritize your best interests, and I appreciate your trust and kind words. If you need any further assistance, please feel...
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These guys are the best hands down. They are exacting in all they do. I'd highly recommend them in handling all your mortgage needs. Thanks Spencer.
Reply from Owner
January 21st, 2026 05:56 PM
McClain, thank you for your kind words!! Reach out anytime, always here to help!
Thanks so much. As the deal changed shape Spencer suggested he could get the deal done in a way that worked out really well for me. We all pulled together to get it done. : ) 5 Stars to Spencer and his team.
Reply from Guild Mortgage - Spencer Valerio
May 24th, 2025 09:23 AM
I'm thrilled to hear that the transaction went smoothly and that we were able to adapt to the changing circumstances to meet your needs. It was a pleasure working with you, and I appreciate your kind words for both me and the team. Thank you...
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About
Welcome to Guild Mortgage Company. With access to a wide variety of home loan products, we'll be able to help you find the mortgage that best fits your dreams and budget. We will work with you every step of the way to ensure a smooth and timely closing process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Time Zone
Pacific Standard Time (PST)
Disclaimer
I am authorized to do business in the states of Arizona, California, Montana, New Mexico, Nevada and Utah. AZ BK#0018883; AZ BKBR# 1041769; AZ LO Lic.# 1050756; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Branch NMLS ID 2416012; NV Mortgage Company #1141; NMLS ID: 305514; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.