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Guild Mortgage - Spencer Valerio
Loan Officer
Welcome to Guild Mortgage Company. With access to a wide variety of home loan products, we'll be able to help you find the mortgage that best fits your dreams and budget. We will work with you every step of the way to ensure a smooth and ... Show More
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Business Hours
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8 AM to 5 PM
Fri
8 AM to 5 PM
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closed
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Reviews from Web
Hugely recommend! Spencer and his team are extremely accessible, as well as friendly, knowledgeable and efficient! Do yourself a favor and give these guys a go!
Reply from Owner
January 21st, 2026 04:52 PM
Issac, thank you for the kind words, congrats on your home!
Guild Mortgage - Spencer Valerio has received a review with 5 star rating from Amaurion E
Reply from Owner
January 21st, 2026 05:03 PM
Amaurion, thank you for the 5 star review!
What made the experience so great to me was the transparency and eagerness to assist.
Reply from Spencer Valerio
January 16th, 2026 04:04 PM
It's encouraging to know that transparency and a willingness to assist made a positive impact on your experience, Amaurion. I strive to provide these qualities to all my clients. If there's anything else you'd like to discuss or any way I can...
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Great service and communication!
Reply from Spencer Valerio
January 2nd, 2026 04:55 PM
I'm pleased to hear that you appreciated the service and communication, Ryan. It's my goal to make the process as smooth as possible for you. Should you have any further needs or questions, I'm here to help.
This was our third experience with Spencer as our loan officer. Once again, he provided excellent service helping us navigate the loan process and ensuring that we closed on time. He and his team were responsive throughout the whole process...
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Reply from Owner
January 21st, 2026 05:03 PM
Ryan, thank you for the kind words! Congrats on your home and continued success!
Spencer and his team were great through the entire process of getting my mortgage refinanced. They made each step simple and easy to do, and kept me informed at every step of the process. Will definitely recommend to friends and family.
Reply from Owner
January 21st, 2026 05:04 PM
Jessica, thank you for the opportunity to work with you. Reach out any time, always here to help!
I highly recommend Spencer as your loan agent. He is so smart. He has a lot of patience, understanding and experience. He was with me throughout the whole process. I asked a lot of questions and he was able to answer all of them.
Reply from Owner
January 21st, 2026 05:05 PM
Tina, it was a pleasure working with you! Reach out anytime, always here to help!
communication! I've worked with Spencer several times over the past 16 -17 years and the one thing I remember most is that he does an excellent job of communicating and meeting timelines
Reply from Spencer Valerio
December 19th, 2025 03:10 PM
It's great to hear that my communication skills and adherence to timelines have left a positive impression over the years. I truly value the longstanding relationship we've developed. If there's anything else you need, don't hesitate to reach...
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Spencer and his team are very efficient, knowledgeable and know what it takes to work as a team. Will definitely bring other buyers to him. Looking forward to working with him again.
Reply from Spencer Valerio
December 19th, 2025 02:23 PM
I'm glad to hear that you found my team efficient and knowledgeable, Veronica. It's rewarding to know that our teamwork has made a positive impact on your experience. I look forward to assisting any future buyers you bring and working with...
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Guild Mortgage is very professional and their staff is very helpful and they don't cut through their work like I've experienced with other companies.
Reply from Guild Mortgage - Spencer Valerio
January 21st, 2026 05:09 PM
Benjamin, I'm so glad we were able to save the day for you! Reach out anytime, here to help!
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About
Welcome to Guild Mortgage Company. With access to a wide variety of home loan products, we'll be able to help you find the mortgage that best fits your dreams and budget. We will work with you every step of the way to ensure a smooth and timely closing process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Time Zone
Pacific Standard Time (PST)
Disclaimer
I am authorized to do business in the states of Arizona, California, Montana, New Mexico, Nevada and Utah. AZ BK#0018883; AZ BKBR# 1041769; AZ LO Lic.# 1050756; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Branch NMLS ID 2416012; NV Mortgage Company #1141; NMLS ID: 305514; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.