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Guild Mortgage - Spencer Valerio - Loan Officer  in Cedar City, UT
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Guild Mortgage - Spencer Valerio

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Welcome to Guild Mortgage Company. With access to a wide variety of home loan products, we'll be able to help you find the mortgage that best fits your dreams and budget. We will work with you every step of the way to ensure a smooth and ... Show More
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8 AM to 5 PM
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    Tyler R
    Posted on March 19th, 2026 07:04 AM
    Was very caring and thoughtful with helping my family and I purchase a home. Spencer was always on top of things, communicated and kind. Smooth process all together thanks to him.
    Reply from Owner
    March 23rd, 2026 04:28 PM
    I hope you and your girls enjoy the home! Congrats!!
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    Stephanie C
    Las Vegas, NV
    Posted on March 7th, 2026 03:32 PM
    Spencer was very helpful, direct, and pleasant to work with. He responded to texts and emails right away. I highly recommend Spencer!
    Reply from Guild Mortgage - Spencer Valerio
    March 16th, 2026 04:09 PM
    Thank you for the kind words and congrats on your home!
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    Tylee G
    Posted on February 28th, 2026 02:16 PM
    Spencer and his team went above and beyond to help us purchase a house! They are organized, personable, and very good at what they do. 10/10 would recommend.
    Reply from Owner
    March 16th, 2026 04:09 PM
    Helping buyers in my hometown is always the best! Congrats on your home!
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    Robert R
    Posted on February 19th, 2026 08:40 PM
    Thank you, Spencer - such a great team and always being Professional. Thxs Rob. Rice
    Reply from Guild Mortgage - Spencer Valerio
    March 16th, 2026 04:10 PM
    Thank you for your help, I appreciate you!
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    Vrill V S
    Las Vegas, NV
    Posted on February 15th, 2026 10:45 AM
    Very easy to work with!
    Reply from Spencer Valerio
    February 25th, 2026 02:15 PM
    I'm glad to hear that you found it easy to work with me, Vrill. Ensuring a smooth and straightforward experience is a priority. If you have any further questions or need assistance, please don't hesitate to reach out.
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    Antonio T
    Posted on February 12th, 2026 07:34 PM
    Great communication throughout the process and managing any speed bumps along the way. Great Team effort.
    Reply from Owner
    March 16th, 2026 04:10 PM
    Thank you for the kind words and congratulations on your home!
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    Alfred A
    Las Vegas, NV
    Posted on February 12th, 2026 07:33 PM
    Every transaction is different with their own nuiances. Spencer and his team worked with us enough that our process of communication, forsight and anticipating any challenges that may arise along the way, makes the end result that much more...
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    Reply from Spencer Valerio
    February 23rd, 2026 07:08 PM
    I'm glad that the communication, foresight, and anticipation of potential challenges made your experience satisfying, Alfred. Working closely with you to ensure each transaction goes smoothly is important to me. If you have any questions or...
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    Regina P
    Posted on January 27th, 2026 02:41 PM
    Working with Spencer was the most stress free experience during this process. He helped us every step of the way and answered every question we had no matter the time of day we called. He had our best interest in this process in every way to...
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    Reply from Owner
    July 2nd, 2026 07:30 PM
    Thank you for the kind words!!!
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    Raul S
    Las Vegas, NV
    Posted on January 27th, 2026 02:40 PM
    Working with Spencer was the most stress free experience during this process. He helped us every step of the way and answered every question we had no matter the time of day we called. He had our best interest in this process in every way to...
    read more
    Reply from Guild Mortgage - Spencer Valerio
    January 27th, 2026 04:12 PM
    Thank you for the kind words and congrats on your home!
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    Issac M
    Las Vegas, NV
    Posted on January 16th, 2026 06:35 PM
    Spencer was available 24/7 and was extremely helpful every step of the way!
    Reply from Guild Mortgage - Spencer Valerio
    January 21st, 2026 04:52 PM
    Issac, congrats on your home!! Reach out anytime, always here for you!
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    About
    Welcome to Guild Mortgage Company. With access to a wide variety of home loan products, we'll be able to help you find the mortgage that best fits your dreams and budget. We will work with you every step of the way to ensure a smooth and timely closing process.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    Bridge
    Conventional
    Down Payment Assistance
    Energy-efficient
    FHA
    Jumbo
    Lock and Shop
    Manufactured Homes
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    Disclaimer
    I am authorized to do business in the states of Arizona, California, Montana, New Mexico, Nevada and Utah. AZ BK#0018883; AZ BKBR# 1041769; AZ LO Lic.# 1050756; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Branch NMLS ID 2416012; NV Mortgage Company #1141; NMLS ID: 305514; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.