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Guild Mortgage - Spencer Valerio
Loan Officer

Welcome to Guild Mortgage Company. With access to a wide variety of home loan products, we'll be able to help you find the mortgage that best fits your dreams and budget. We will work with you every step of the way to ensure a smooth and ... Show More
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Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
Was very caring and thoughtful with helping my family and I purchase a home. Spencer was always on top of things, communicated and kind. Smooth process all together thanks to him.
Reply from Owner
March 23rd, 2026 04:28 PM
I hope you and your girls enjoy the home! Congrats!!
Spencer was very helpful, direct, and pleasant to work with. He responded to texts and emails right away. I highly recommend Spencer!
Reply from Guild Mortgage - Spencer Valerio
March 16th, 2026 04:09 PM
Thank you for the kind words and congrats on your home!
Spencer and his team went above and beyond to help us purchase a house! They are organized, personable, and very good at what they do. 10/10 would recommend.
Reply from Owner
March 16th, 2026 04:09 PM
Helping buyers in my hometown is always the best! Congrats on your home!
Thank you, Spencer - such a great team and always being Professional. Thxs Rob. Rice
Reply from Guild Mortgage - Spencer Valerio
March 16th, 2026 04:10 PM
Thank you for your help, I appreciate you!
Very easy to work with!
Reply from Spencer Valerio
February 25th, 2026 02:15 PM
I'm glad to hear that you found it easy to work with me, Vrill. Ensuring a smooth and straightforward experience is a priority. If you have any further questions or need assistance, please don't hesitate to reach out.
Great communication throughout the process and managing any speed bumps along the way. Great Team effort.
Reply from Owner
March 16th, 2026 04:10 PM
Thank you for the kind words and congratulations on your home!
Every transaction is different with their own nuiances. Spencer and his team worked with us enough that our process of communication, forsight and anticipating any challenges that may arise along the way, makes the end result that much more...
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Reply from Spencer Valerio
February 23rd, 2026 07:08 PM
I'm glad that the communication, foresight, and anticipation of potential challenges made your experience satisfying, Alfred. Working closely with you to ensure each transaction goes smoothly is important to me. If you have any questions or...
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Working with Spencer was the most stress free experience during this process. He helped us every step of the way and answered every question we had no matter the time of day we called. He had our best interest in this process in every way to...
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Reply from Owner
July 2nd, 2026 07:30 PM
Thank you for the kind words!!!
Working with Spencer was the most stress free experience during this process. He helped us every step of the way and answered every question we had no matter the time of day we called. He had our best interest in this process in every way to...
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Reply from Guild Mortgage - Spencer Valerio
January 27th, 2026 04:12 PM
Thank you for the kind words and congrats on your home!
Spencer was available 24/7 and was extremely helpful every step of the way!
Reply from Guild Mortgage - Spencer Valerio
January 21st, 2026 04:52 PM
Issac, congrats on your home!! Reach out anytime, always here for you!
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About
Welcome to Guild Mortgage Company. With access to a wide variety of home loan products, we'll be able to help you find the mortgage that best fits your dreams and budget. We will work with you every step of the way to ensure a smooth and timely closing process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Time Zone
Pacific Standard Time (PST)
Disclaimer
I am authorized to do business in the states of Arizona, California, Montana, New Mexico, Nevada and Utah. AZ BK#0018883; AZ BKBR# 1041769; AZ LO Lic.# 1050756; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Branch NMLS ID 2416012; NV Mortgage Company #1141; NMLS ID: 305514; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.