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Guild Mortgage - Spencer Valerio
Loan Officer
Welcome to Guild Mortgage Company. With access to a wide variety of home loan products, we'll be able to help you find the mortgage that best fits your dreams and budget. We will work with you every step of the way to ensure a smooth and ... Show More
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Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
It was a pleasure working with Spencer and his team! After a few hiccups, they were able to expedite closing and close almost a week before we expected.
Reply from Guild Mortgage - Spencer Valerio
May 4th, 2026 04:22 PM
Congrats on your home!
Great guy!! So glad we got to work with him!
Reply from Owner
April 23rd, 2026 04:39 PM
Right back at ya! Congrats on all your recent life events and your new home!
Every question was answered and the whole process was easy and smooth.
Reply from Guild Mortgage - Spencer Valerio
April 21st, 2026 10:20 PM
Hope you are enjoying your home! Congrats!
Does a phenomenal job and is very aware of the market and different options.
Reply from Guild Mortgage - Spencer Valerio
April 13th, 2026 06:38 PM
Congrats on your home and thank you for the kind words!
Spencer was very helpful throughout every step of the process. He went the extra mile to make sure all of our questions were answered. He did a great job explaining the different parts of the process to us. Highly recommended.
Reply from Guild Mortgage - Spencer Valerio
April 3rd, 2026 03:20 PM
Thank you for taking the time to leave such a kind review. Congrats on your new home!!!
Spencer was very helpful throughout every step of the process. He went the extra mile to make sure all of our questions were answered. He did a great job explaining the different parts of the process to us. Highly recommended.
Reply from Owner
April 3rd, 2026 03:20 PM
Congrats on your home!
I couldn't have asked for a more transparent and responsive partner for our recent home purchase experience. Spencer stuck through not just one, but TWO loan processes with us - when the initial loan fell through due to a very low appraisal,...
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Reply from Guild Mortgage - Spencer Valerio
April 3rd, 2026 03:19 PM
Congrats on your new home! You put in the work and got it done! Thank you for the kind words. :)
Spencer and his team were great to work with, communication was great, and they were quick and effecient.
Reply from Guild Mortgage - Spencer Valerio
March 30th, 2026 06:09 PM
Earning a review from a real estate professional is the highest compliment, thank you!!!
I would definitely recommend working with Spencer for any mortgage needs you may have. He was incredible responsive and a great partner through the entire process.
Reply from Owner
March 30th, 2026 06:08 PM
Thank you for your kind words! Congrats on your home!!!
Spencer and his team went above and beyond for us! It was a great experience from start to finish.
Reply from Guild Mortgage - Spencer Valerio
March 23rd, 2026 04:29 PM
Congrats on your home! I always love helping families in my hometown, thank you for the opportunity to serve you!
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About
Welcome to Guild Mortgage Company. With access to a wide variety of home loan products, we'll be able to help you find the mortgage that best fits your dreams and budget. We will work with you every step of the way to ensure a smooth and timely closing process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Time Zone
Pacific Standard Time (PST)
Disclaimer
I am authorized to do business in the states of Arizona, California, Montana, New Mexico, Nevada and Utah. AZ BK#0018883; AZ BKBR# 1041769; AZ LO Lic.# 1050756; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Branch NMLS ID 2416012; NV Mortgage Company #1141; NMLS ID: 305514; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.