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Guild Mortgage - Spencer Valerio - Loan Officer  in Cedar City, UT
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Guild Mortgage - Spencer Valerio

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Welcome to Guild Mortgage Company. With access to a wide variety of home loan products, we'll be able to help you find the mortgage that best fits your dreams and budget. We will work with you every step of the way to ensure a smooth and ... Show More
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8 AM to 5 PM
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8 AM to 5 PM
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    Logan W
    Logandale, NV
    Posted on June 25th, 2026 12:56 AM
    Spencer is very thorough and very patient.
    Reply from Guild Mortgage - Spencer Valerio
    June 25th, 2026 04:20 PM
    Thank you for the kind words!
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    Katelyn R
    Posted on June 22nd, 2026 07:06 PM
    Great to work with. Patient with us and all of our questions as first time home buyers. Very honest and had our best interest in mind.
    Reply from Owner
    June 25th, 2026 04:20 PM
    Congrats on your home! Thank you for the opportunity to serve you. :)
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    David B
    Cedar City, UT
    Posted on June 16th, 2026 08:38 PM
    went smooth and we closed on time!
    Reply from Guild Mortgage - Spencer Valerio
    June 17th, 2026 12:57 AM
    It takes a village, thank you for your help!
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    Jessica C
    Posted on June 12th, 2026 01:36 PM
    Guild Mortgage - Spencer Valerio has received a review with 5 star rating from Jessica C
    Reply from Owner
    June 17th, 2026 12:56 AM
    Congrats on your home, thank you for the 5 stars!
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    Kannon S
    Henderson, NV
    Posted on June 1st, 2026 06:41 PM
    Smooth and easy process. Good communication. Great experience.
    Reply from Guild Mortgage - Spencer Valerio
    June 9th, 2026 06:35 PM
    Thank you for the kind words and congrats on your home!
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    Bradley S
    Henderson, NV
    Posted on May 29th, 2026 03:01 PM
    The entire team was helpful, pleasant to work with and everything from beginning to end was smooth.
    Reply from Guild Mortgage - Spencer Valerio
    May 29th, 2026 03:57 PM
    Selling and buying is never an easy process, congrats on the new home!!
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    Brittany R
    Posted on May 21st, 2026 07:50 PM
    Guild Mortgage - Spencer Valerio has received a review with 5 star rating from Brittany R
    Reply from Owner
    May 26th, 2026 06:31 PM
    Thank you for the 5 stars!!
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    Michele A
    Cedar City, UT
    Posted on May 20th, 2026 10:11 PM
    Spencer was great to work with, and we used guild mortgage for our previous home purchase
    Reply from Guild Mortgage - Spencer Valerio
    May 26th, 2026 06:30 PM
    Thank you for taking time to leave a review! Congrats on your home!
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    Todd A
    Cedar City, UT
    Posted on May 16th, 2026 03:02 AM
    Spencer is professional and willing to go the extra mile for his clients. He explains things very well so there are no questions unanswered. We are totally happy with the service we received.
    Reply from Guild Mortgage - Spencer Valerio
    May 18th, 2026 07:33 PM
    Congrats on your new home!!! Thank you for the kind words. :)
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    Spencer D
    Las Vegas, NV
    Posted on May 2nd, 2026 03:04 PM
    Spencer and his team were great to work with!
    Reply from Guild Mortgage - Spencer Valerio
    May 4th, 2026 04:22 PM
    Thank you for leaving a review, always great to work with you!
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    About
    Welcome to Guild Mortgage Company. With access to a wide variety of home loan products, we'll be able to help you find the mortgage that best fits your dreams and budget. We will work with you every step of the way to ensure a smooth and timely closing process.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    Bridge
    Conventional
    Down Payment Assistance
    Energy-efficient
    FHA
    Jumbo
    Lock and Shop
    Manufactured Homes
    View All
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    Disclaimer
    I am authorized to do business in the states of Arizona, California, Montana, New Mexico, Nevada and Utah. AZ BK#0018883; AZ BKBR# 1041769; AZ LO Lic.# 1050756; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Branch NMLS ID 2416012; NV Mortgage Company #1141; NMLS ID: 305514; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.