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Guild Mortgage - Spencer Valerio - Loan Officer  in Cedar City, UT
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Guild Mortgage - Spencer Valerio

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Welcome to Guild Mortgage Company. With access to a wide variety of home loan products, we'll be able to help you find the mortgage that best fits your dreams and budget. We will work with you every step of the way to ensure a smooth and ... Show More
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8 AM to 5 PM
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    Keith S
    Posted on May 13th, 2025 09:39 PM
    Spencer has been a tremendous help in navigating real estate financing. His personal attention to my need are truly appreciated!!!
    Reply from Owner
    January 21st, 2026 05:57 PM
    Keith, thank you for the kind words! Reach out anytime, always here to help!
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    Jill H
    Mesa, AZ
    Posted on May 13th, 2025 06:56 PM
    Excellent follow-up and communication. The exception is that sometimes one of the team members would not have the information that was supplied to me from you, so there was confusion at times. The only reason I will not do much for referrals...
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    Reply from Guild Mortgage - Spencer Valerio
    January 21st, 2026 06:08 PM
    Jill, thank you for taking time to leave a review! It was a pleasure working with you!
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    Laura J
    Mesa, AZ
    Posted on May 12th, 2025 06:37 PM
    Spencer's great communication and ease of application process was fantastic! Made the home buying process stress free
    Reply from Guild Mortgage - Spencer Valerio
    May 22nd, 2025 06:38 PM
    I'm thrilled to hear that my communication and the application process made your home buying experience stress-free. It was a pleasure assisting you, Laura, and I appreciate your kind words.
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    Christopher B
    Posted on May 9th, 2025 10:43 PM
    Spencer and his team promised they could Get my loan to closing in two weeks and they delivered. Thanks!!!!!!!
    Reply from Owner
    January 21st, 2026 06:11 PM
    Christopher, thank you for the opportunity to serve you! Reach out anytime, always here to help!
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    Laura J
    Posted on May 8th, 2025 03:44 PM
    Spencer and his team provided a seamless mortgage transaction. Their communication and timeliness of responses are second to none. Highly recommend them for all your home buying needs! This is our third mortgage with Spencer!
    Reply from Owner
    January 21st, 2026 06:17 PM
    Laura, thank you for the kind words!! Reach out anytime, always here to help!
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    MAHA M
    North Las Vegas, NV
    Posted on May 6th, 2025 03:42 PM
    Everything went dmoith and I was uodated in each step
    Reply from Guild Mortgage - Spencer Valerio
    May 21st, 2025 01:33 PM
    I'm delighted to hear that everything went smoothly and you were kept updated throughout the process. It was a pleasure assisting you with your purchase.
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    Michael G
    Henderson, NV
    Posted on May 5th, 2025 07:05 PM
    Spencer and Brandi are terrific.
    Reply from Guild Mortgage - Spencer Valerio
    May 21st, 2025 01:33 PM
    I'm glad to hear that you found both Spencer and Brandi to be terrific. Your satisfaction is important to us, and we appreciate your positive feedback.
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    Phattharanan M
    Las Vegas, NV
    Posted on April 1st, 2025 03:45 AM
    Thank you very much!
    Reply from Guild Mortgage - Spencer Valerio
    May 21st, 2025 01:33 PM
    I'm thrilled to hear that you had a positive experience with your purchase loan process. It was a pleasure assisting you, and I appreciate your kind words. If you have any further questions or need assistance, feel free to reach out.
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    Jennifer S
    North Las Vegas, NV
    Posted on March 25th, 2025 06:54 PM
    Smooth transaction and loan docs were waiting for us.
    Reply from Guild Mortgage - Spencer Valerio
    May 21st, 2025 01:33 PM
    I'm glad to hear that your transaction went smoothly and that everything was in place with your loan documents. It was a pleasure assisting you with your purchase at Guild Mortgage. If you have any further questions or need assistance in the...
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    Rachael B
    Posted on March 25th, 2025 05:09 PM
    Guild mortgage is the place to get your home loan!! They are professional , detailed and a pleasure to work with. Thank you Spencer and your team!
    Reply from Owner
    January 21st, 2026 06:17 PM
    Rachael, thank you for the kind words! Reach out anytime, always here to help!
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    About
    Welcome to Guild Mortgage Company. With access to a wide variety of home loan products, we'll be able to help you find the mortgage that best fits your dreams and budget. We will work with you every step of the way to ensure a smooth and timely closing process.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    Bridge
    Conventional
    Down Payment Assistance
    Energy-efficient
    FHA
    Jumbo
    Lock and Shop
    Manufactured Homes
    View All
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    Disclaimer
    I am authorized to do business in the states of Arizona, California, Montana, New Mexico, Nevada and Utah. AZ BK#0018883; AZ BKBR# 1041769; AZ LO Lic.# 1050756; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Branch NMLS ID 2416012; NV Mortgage Company #1141; NMLS ID: 305514; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.