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Guild Mortgage - Spencer Valerio
Loan Officer

Welcome to Guild Mortgage Company. With access to a wide variety of home loan products, we'll be able to help you find the mortgage that best fits your dreams and budget. We will work with you every step of the way to ensure a smooth and ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
closed
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Reviews from Web
Spencer has been a tremendous help in navigating real estate financing. His personal attention to my need are truly appreciated!!!
Reply from Owner
January 21st, 2026 05:57 PM
Keith, thank you for the kind words! Reach out anytime, always here to help!
Excellent follow-up and communication. The exception is that sometimes one of the team members would not have the information that was supplied to me from you, so there was confusion at times. The only reason I will not do much for referrals...
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Reply from Guild Mortgage - Spencer Valerio
January 21st, 2026 06:08 PM
Jill, thank you for taking time to leave a review! It was a pleasure working with you!
Spencer's great communication and ease of application process was fantastic! Made the home buying process stress free
Reply from Guild Mortgage - Spencer Valerio
May 22nd, 2025 06:38 PM
I'm thrilled to hear that my communication and the application process made your home buying experience stress-free. It was a pleasure assisting you, Laura, and I appreciate your kind words.
Spencer and his team promised they could
Get my loan to closing in two weeks and they delivered. Thanks!!!!!!!
Reply from Owner
January 21st, 2026 06:11 PM
Christopher, thank you for the opportunity to serve you! Reach out anytime, always here to help!
Spencer and his team provided a seamless mortgage transaction. Their communication and timeliness of responses are second to none. Highly recommend them for all your home buying needs! This is our third mortgage with Spencer!
Reply from Owner
January 21st, 2026 06:17 PM
Laura, thank you for the kind words!! Reach out anytime, always here to help!
Everything went dmoith and I was uodated in each step
Reply from Guild Mortgage - Spencer Valerio
May 21st, 2025 01:33 PM
I'm delighted to hear that everything went smoothly and you were kept updated throughout the process. It was a pleasure assisting you with your purchase.
Spencer and Brandi are terrific.
Reply from Guild Mortgage - Spencer Valerio
May 21st, 2025 01:33 PM
I'm glad to hear that you found both Spencer and Brandi to be terrific. Your satisfaction is important to us, and we appreciate your positive feedback.
Thank you very much!
Reply from Guild Mortgage - Spencer Valerio
May 21st, 2025 01:33 PM
I'm thrilled to hear that you had a positive experience with your purchase loan process. It was a pleasure assisting you, and I appreciate your kind words. If you have any further questions or need assistance, feel free to reach out.
Smooth transaction and loan docs were waiting for us.
Reply from Guild Mortgage - Spencer Valerio
May 21st, 2025 01:33 PM
I'm glad to hear that your transaction went smoothly and that everything was in place with your loan documents. It was a pleasure assisting you with your purchase at Guild Mortgage. If you have any further questions or need assistance in the...
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Guild mortgage is the place to get your home loan!! They are professional , detailed and a pleasure to work with. Thank you Spencer and your team!
Reply from Owner
January 21st, 2026 06:17 PM
Rachael, thank you for the kind words! Reach out anytime, always here to help!
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About
Welcome to Guild Mortgage Company. With access to a wide variety of home loan products, we'll be able to help you find the mortgage that best fits your dreams and budget. We will work with you every step of the way to ensure a smooth and timely closing process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Time Zone
Pacific Standard Time (PST)
Disclaimer
I am authorized to do business in the states of Arizona, California, Montana, New Mexico, Nevada and Utah. AZ BK#0018883; AZ BKBR# 1041769; AZ LO Lic.# 1050756; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Branch NMLS ID 2416012; NV Mortgage Company #1141; NMLS ID: 305514; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.