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Guild Mortgage - Spencer Valerio
Loan Officer
Welcome to Guild Mortgage Company. With access to a wide variety of home loan products, we'll be able to help you find the mortgage that best fits your dreams and budget. We will work with you every step of the way to ensure a smooth and ... Show More
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Business Hours
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8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
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closed
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Reviews from Web
Spencer was professional, friendly and made the whole loan experience very transparent and easy to understand.
He was always available, prompt in answering my questions. He made my experience painless
Reply from Guild Mortgage - Spencer Valerio
January 21st, 2026 06:18 PM
Rachel, thank you for the kind words! Reach out anytime, always here to help!
Spencer was super knowledgeable and helpful the entire transaction.
Reply from Guild Mortgage - Spencer Valerio
May 21st, 2025 01:33 PM
I'm thrilled to hear that you found my assistance knowledgeable and helpful throughout the transaction. It was a pleasure working with you on your purchase. Thank you for your kind words and the excellent rating.
Everything was easy, professional, and transparent.
Reply from Guild Mortgage - Spencer Valerio
May 21st, 2025 01:33 PM
I'm thrilled to hear that your experience was easy, professional, and transparent. It was a pleasure assisting you with your purchase, and I appreciate your feedback.
Spencer was a great help in helping us buy our new home. Great communication, always prepared and full of knowledge.
Reply from Guild Mortgage - Spencer Valerio
January 21st, 2026 06:18 PM
Paul, thank you for the kind words! Reach out anytime, always here to help!
Guild Mortgage - Spencer Valerio has received a review with 5 star rating from Richard M
Reply from Owner
January 21st, 2026 06:18 PM
Richard, thank you for the 5 star review!
I had an incredible experience working with Spencer Valerio at Guild Mortgage during my journey to buy my new home. From the very beginning, Spencer was attentive and guided me every step of the way, making what can often be a daunting process...
read more
Reply from Guild Mortgage - Spencer Valerio
January 21st, 2026 06:19 PM
Tony, thank you for the kind words! Reach out anytime, always here to help!
I had an incredible experience working with Spencer Valerio at Guild Mortgage during my journey to buy my new home. From the very beginning, Spencer was attentive and guided me every step of the way, making what can often be a daunting process...
read more
Reply from Owner
January 21st, 2026 06:20 PM
Thank you for the kind words! Reach out anytime, always here to help!
Spencer is very knowledgeable and easy to work with during a stressful pro. He was always reachable and willing to explain any questions I had.
Reply from Guild Mortgage - Spencer Valerio
May 21st, 2025 01:33 PM
Thank you so much, Renae! I'm really glad to hear that you found the process smooth and my support helpful. It's important to me that my clients feel informed and comfortable every step of the way. If you ever have more questions or need assistance...
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Guild Mortgage - Spencer Valerio has received a review with 5 star rating from Maurice F
Reply from Owner
January 21st, 2026 06:20 PM
Maurice, thank you for the 5 star review!
Spencer has been out go-to for all things lending. He is kind, knowledgeable, and reliable. We have worked with him at Guild to close 3 loans and look forward to continuing to work with him in the future.
Reply from Owner
January 21st, 2026 06:20 PM
Thank you for the kind words! Reach out anytime, always here to help!
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About
Welcome to Guild Mortgage Company. With access to a wide variety of home loan products, we'll be able to help you find the mortgage that best fits your dreams and budget. We will work with you every step of the way to ensure a smooth and timely closing process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Time Zone
Pacific Standard Time (PST)
Disclaimer
I am authorized to do business in the states of Arizona, California, Montana, New Mexico, Nevada and Utah. AZ BK#0018883; AZ BKBR# 1041769; AZ LO Lic.# 1050756; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Branch NMLS ID 2416012; NV Mortgage Company #1141; NMLS ID: 305514; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.