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South Texas Lending - Ben Gheliuc
Branch Manager
Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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Reviews from Web
Ben and his team is fantastic! We found him simply just by googling to find lenders since I needed to be pre-approved same day. Ben was super responsive, patient, met every deadline, and made the closing process so easy!! He has a way of calming...
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Benjamin Gheliuc with AFN/Neighborhood Lending made the entire home-buying process seamless, professional, and completely manageable. Highly recommend them to anyone looking for excellent service and guidance!
Reply from Owner
April 21st, 2026 03:18 AM
I'm pleased to know that your home-buying experience was seamless and manageable with my assistance. Thank you for your kind recommendation, and I'm glad I could provide the service and guidance you needed.
It was a fantastic experience working with Ben and AFN throughout the mortgage process. From initial consultation to closing, the team was responsive, knowledgeable, and genuinely supportive. I couldn’t be happier with the service I received...
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If i could give them 6 stars, I would've! Ben Gheliuc made the process of acquiring my loan effortless and was always available to me 24/7 to answer any questions I had, give me updates, and make sure the whole process was smooth.
Reply from Owner
April 21st, 2026 03:19 AM
Andrew, I'm glad to hear that you had such a positive experience with me during your loan process. I appreciate your kind words and am happy to have been available to assist you every step of the way. Thank you for your wonderful feedback!
I had a great experience thanks to Ben. He was very knowledgeable, professional, and friendly throughout the process. He made everything simple and stress-free, and even helped me secure the lowest rate available. I really appreciate his assistance...
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Reply from Owner
April 21st, 2026 03:19 AM
I'm pleased to hear that you had a great experience, Mark. It's good to know that I could help make the process simple and stress-free for you while securing the best rate. Your recommendation and kind words are truly appreciated. Thank you...
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I had a great experience thanks to Ben. He was very knowledgeable, professional, and friendly throughout the process. He made everything simple and stress-free, and even helped me secure the lowest rate available. I really appreciate his assistance...
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Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
It's fantastic to know that you had such a positive experience. I'm pleased I could provide clarity and ease throughout the process. Securing the best rate is always a priority, and I'm glad I could assist you in achieving that. Your recommendation...
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I was halfway through my first home purchase when I decided to switch mortgage brokers so I can work with Ben, and it was the best decision! Ben and his team were friendly and very communicative. They explained the home purchasing process to...
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Reply from Owner
April 21st, 2026 03:19 AM
Julian, I'm really glad to hear that switching to work with me was a positive experience for you. It's appreciated to know you felt supported and informed throughout your first home purchase. Your recommendation and kind words are truly appreciated,...
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I was halfway through my first home purchase when I decided to switch mortgage brokers so I can work with Ben, and it was the best decision! Ben and his team were friendly and very communicative. They explained the home purchasing process to...
read more
Reply from Owner
April 21st, 2026 03:19 AM
Julian, I'm really glad to hear that switching to work with me was a positive experience for you. It's appreciated to know you felt supported and informed throughout your first home purchase. Your recommendation and kind words are truly appreciated,...
read more
Ben always finds a way.
Reply from Owner
April 21st, 2026 03:19 AM
Nature Dave, thank you for the kind words!
Ben always finds a way.
Reply from Owner
April 21st, 2026 03:19 AM
Nature Dave, thank you for the kind words!
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012
Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery
Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender