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South Texas Lending - Ben Gheliuc
Branch Manager


Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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My whole life I have been told purchsing a house is one of the most stressfull events financially you can do in your life. Ben and Christy have made purchasing our first home seemless. Thank you so much for all the help and guidance.
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
I really appreciate the feedback and am looking forward to working with you again.
South Texas Lending - Ben Gheliuc has received a review with 5 star rating from Raul E
Reply from Owner
April 21st, 2026 03:20 AM
Thank you for the perfect rating, Raul! I appreciate your support and am glad to have been of service.
South Texas Lending - Ben Gheliuc has received a review with 5 star rating from Raul E
Reply from Owner
April 21st, 2026 03:20 AM
Thank you for the perfect rating, Raul! I appreciate your support and am glad to have been of service.
Ben was fast, helpful and reliable at helping get this loan processed as fast as he could. I would definitely hire him again for my next home purchace.
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
It was great working with you. Thanks again for putting your trust in us.
South Texas Lending - Ben Gheliuc has received a review with 5 star rating from Hector V
South Texas Lending - Ben Gheliuc has received a review with 5 star rating from Hector V
Everything was done according and smooth
They assist me in every which way I needed
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
This is our first time working with Ben and Christy and we were quite impressed with the experience. Both are very detail oriented, attentive and available for questions any time. Ben was very organized with the process to ensure the transaction...
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Reply from Owner
April 21st, 2026 03:20 AM
Karina, I'm really pleased to hear that you had a positive experience working with Christy and me. Your kind words about our attention to detail and organization mean a lot. I'm grateful for the opportunity to assist you and look forward to...
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This is our first time working with Ben and Christy and we were quite impressed with the experience. Both are very detail oriented, attentive and available for questions any time. Ben was very organized with the process to ensure the transaction...
read more
Reply from Owner
April 21st, 2026 03:20 AM
Karina, I'm really pleased to hear that you had a positive experience working with Christy and me. Your kind words about our attention to detail and organization mean a lot. I'm grateful for the opportunity to assist you and look forward to...
read more
Ben and his team did an outstanding job helping us secure financing for our home purchase in Simpsonville SC. This was a new construction purchase, and initially we were going to use the home builder's lending team. After months of not being...
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Reply from Owner
July 30th, 2025 11:47 PM
I'm truly grateful for your kind words and the opportunity to assist you with securing financing for your home purchase in Simpsonville. Hearing that we could streamline the process and get everything completed in a timely manner is wonderful....
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012

Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery

Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender