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South Texas Lending - Ben Gheliuc
Branch Manager
Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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Reviews from Web
One on one service, very helpfu . Great experience . Thank you!
Nice to work with Beny he respond when I call I recomend him to everyone
Reply from South Texas Lending - Ben Gheliuc
October 13th, 2026 02:03 AM
Thank you John! Picking up the phone when a client calls is the least I can do. I appreciate you recommending us, and I’m a call away whenever you need anything.
South Texas Lending - Ben Gheliuc has received a review with 5 star rating from James N
Reply from Owner
October 13th, 2026 02:04 AM
James, thank you! There was a point where this one had some challenges, and and I’m glad we kept at it until it we finished. Congratulations to you both, and enjoy the home!
Ben and his office went above and beyond! They put our priorities first and guided us every step of the way to make sure we had all best options available! When things seemed like it might not happen he found away! I recommend him for any type...
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I wasn’t even sure what questions to ask or where to start. Ben took the time to walk me through the different loan options and help me understand what would fit my situation best. I am so grateful I made the call. I now have a much better...
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Reply from Owner
September 28th, 2026 09:21 PM
STephanie, Thank you so much for taking the time to leave this. It really means so much to us! We are a small but Mighty mortgage group here in San Antonio. If I don't think we have a loan option for someone, I still do my very best to give...
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I highly recommend Ben and his Team! I am a home builder and contractor and Ben has provided all of my construction loans and also a refinance on my personal home as well. He works tirelessly to close and fund my loans as efficiently as a possible....
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Reply from Owner
September 28th, 2026 02:09 PM
Josh, First off I really value and appreciate our partnership. Thank you for continuing to trust me as your referral partner for your clients. We really enjoy seeing all that we can do for your clients on the home renovations you do for them!...
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Ben and his team are always great to work with. They will guide you through the process and make sure all your questions are answered.
Reply from South Texas Lending - Ben Gheliuc
September 28th, 2026 02:14 PM
Martin, as always its a pleasure to help you and Erica. With your investment experience I see you going really far in this real estate industry. Excited to see the projects your looking at as well.
Ben was great to work with, he was very communicative and willing to think outside the box to get the deal done! When the lender changed the terms of our loan, Ben fought for us to get the original terms. He’s very client focused, works with...
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Reply from Owner
September 28th, 2026 12:00 AM
Thank you Fiona! When the terms changed on you mid-process, getting you back to what we originally agreed on was the only acceptable outcome, and I was determined to get it to the draw period we started with! I'm glad we got it across the finish...
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Ben is the best loan officer I have worked with ever! He is VERY knowledgeable in all he does and beyond! He is very professional and always accessible throughout the entire loan process! He went above any beyond to help get the deal closed...
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Reply from Owner
September 28th, 2026 12:00 AM
Thank you so much Mary! Working with you was a pleasure from start to finish as always. Congratulations on closing, and enjoy the new home. Until the next time we work together!
Very prompt and informative. Answered any questions or concerns in a timely manner. Updated me on the process step by step for purchasing my home. Making sure I was completely satisfied with my purchase.
Reply from Owner
September 28th, 2026 12:00 AM
Thanks Ed! Buying a home has a lot of moving parts, so I make it a point to keep my clients updated at every step. Congratulations on the new home, and don't hesitate to reach out if you ever need anything.
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012
Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery
Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender