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South Texas Lending - Ben Gheliuc
Branch Manager
Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,...... Show More
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My wife and I recently purchased an investment property, and our experience with South Texas Lending - Neighborhood Loans was exceptional from start to finish.Ben and his team went above and beyond to make sure we closed on time. We had a very...
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Very smooth process from start to finish. This was my first mortgage. Ben and his team walked me through the entire process and answered all my questions. I was able to get approved and close on a property in 30 days. I highly recommend!!
Working with Ben Gheliuc was truly an outstanding experience. From start to finish, he made the entire lending process seamless, stress-free, and incredibly efficient. His professionalism, responsiveness, and attention to detail were evident...
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Working with Ben Gheliuc was truly an outstanding experience. From start to finish, he made the entire lending process seamless, stress-free, and incredibly efficient. His professionalism, responsiveness, and attention to detail were evident...
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As a real estate agent, I’ve had the opportunity to work with Ben Gheliuc on multiple transactions, and I can confidently say he is one of the best in the business. His communication is exceptional, keeping both clients and agents informed...
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We are glad we chose to work with Ben! He was very responsive and had our best interests in mind. I would highly recommend Ben for your next loan.
Reply from South Texas Lending - Ben Gheliuc
June 22nd, 2026 03:06 PM
Gheorghe, I'm pleased to hear you felt supported and that I could keep your best interests in mind. Your recommendation is greatly appreciated. Thank you for choosing to work with me!
South Texas Lending - Ben Gheliuc has received a review with 5 star rating from Gheorghe P
We worked with Ben at Neighborhood and he was very professional and responsive. The team went the extra mile to make sure we were always on track for closing. We don’t often buy homes, so there’s a lot we don’t know and they were all great...
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We worked with Ben at Neighborhood and he was very professional and responsive. The team went the extra mile to make sure we were always on track for closing. We don’t often buy homes, so there’s a lot we don’t know and they were all great...
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was great. He was very responsive and quick to resolve. Any issues I had identified. We definitely recommend him.
Reply from South Texas Lending - Ben Gheliuc
May 28th, 2026 03:54 PM
Sandra is was such a pleasure and honor to work with you both on this purchase. Excited for the new land, move and exception you'll get! Happy to help through the process and keep in touch well after closing.
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Non-QM
DSCR Loans
Cash-Out Refinances
Profit & Loss Only Mortgage
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012
Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery
Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
The information provided on this profile is for general informational purposes only and does not constitute an offer to lend, a commitment to lend, or financial, legal, or tax advice. All loan programs, interest rates, terms, and conditions are subject to change without notice and are contingent upon borrower creditworthiness, income verification, asset documentation, property appraisal, and final underwriting approval. Not all applicants will qualify. Loan approval is not guaranteed.
Ben Gheliuc is a licensed Mortgage Loan Originator sponsored by Neighborhood Loans (NMLS #[Company NMLS]), NMLS #[Your NMLS], licensed in [list of states]. Lending services are offered only in states where properly licensed. Equal Housing Lender.
Testimonials and reviews reflect individual client experiences and are not indicative of future results. Any communication through this platform does not create a lender-borrower relationship. For a formal loan application, please contact Ben Gheliuc directly.