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South Texas Lending - Ben Gheliuc
Branch Manager


Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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We had the pleasure of working with Ben Gheliuc and his team at Neighborhood Loans to secure our mortgage, and we couldn’t have asked for a better experience. Ben is extremely knowledgeable and absolutely fantastic to work with! He is dedicated,...
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We had the pleasure of working with Ben Gheliuc and his team at Neighborhood Loans to secure our mortgage, and we couldn’t have asked for a better experience. Ben is extremely knowledgeable and absolutely fantastic to work with! He is dedicated,...
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Easy process
Very very happy with Ben & his team! Had a really tough seller who made waves but Ben calmly reassured them it would all be ok.. and it was!!!
Not just “on time” but EARLY!
Great staff, friendly communication
Definitely using Ben for all my lending needs!
Wonderful to work with Ben and his team, a true partnership experience through every step of the process!
Ben provided hands on support and was with me and my organization throughout the entire process.Highly recommend for business financial planning and support.
Working with Ben and his team was an absolute pleasure! From start to finish, they made the entire mortgage process seamless, clear, and completely stress free. Ben was always available to answer our questions and kept everything moving quickly...
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Ben was absolutely amazing to work with! He was always on top of everything, incredibly kind, professional, and quick to respond whenever we had questions. He made the entire process feel smooth and stress-free, and I always felt like he was...
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Great Company to work with
10 of 541
About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012

Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery

Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender