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South Texas Lending - Ben Gheliuc
Branch Manager
Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,...... Show More
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We worked with Ben at Neighborhood and he was very professional and responsive. The team went the extra mile to make sure we were always on track for closing. We don’t often buy homes, so there’s a lot we don’t know and they were all great...
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was great. He was very responsive and quick to resolve. Any issues I had identified. We definitely recommend him.
Reply from South Texas Lending - Ben Gheliuc
May 28th, 2026 03:54 PM
Sandra is was such a pleasure and honor to work with you both on this purchase. Excited for the new land, move and exception you'll get! Happy to help through the process and keep in touch well after closing.
The entire team at Neighborhood Loans was professional and responsive during the loan process.
Reply from South Texas Lending - Ben Gheliuc
May 27th, 2026 05:41 PM
Thank you Janet! It was such a pleasure to help you and Mark
Great company to do business wit.
Reply from South Texas Lending - Ben Gheliuc
May 27th, 2026 05:41 PM
Thank you Mark! I hope ya'll enjoy the home and new move to Texas!
Updated me daily on everything needed for the loan. Called regularly and was able to work through my loan process. Would definitely recommend.
Reply from South Texas Lending - Ben Gheliuc
May 27th, 2026 05:42 PM
Brandon, Glad we could get this done quickly for you. Appreciate you for choosing to work with us for your purchase
Ben and his team were absolutely exceptional throughout my home buying journey! From start to finish, they guided me every step of the way, making what can be an overwhelming process feel seamless and stress-free. Thanks to their incredible...
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Reply from South Texas Lending - Ben Gheliuc
May 27th, 2026 05:42 PM
Jonathan, Appreciate you for trusting us on your purchase and big move!
Ben and his team are great. We've worked with them for our last 2 purchases.
Reply from South Texas Lending - Ben Gheliuc
May 27th, 2026 05:42 PM
Thank you so much Ryan
Great work!
Reply from South Texas Lending
April 21st, 2026 02:49 AM
Thank you so Much Simona!
Ben is by far the best Loan Officer. He works hard and is very knowledgeable in his domain. We appreciate everything he did to make our home buying process a breeze.
Reply from South Texas Lending - Ben Gheliuc
April 21st, 2026 03:09 AM
Jennifer, thank you so much for the kind words. It was a pleasure helping you and your family through the Refinancing process. Please don't hesitate to reach out if anything comes up down the road. So glad we could do another one!
Ben and his team were excellent to work with. They secured a loan that met our needs quickly and maintained great communication throughout the entire process. Always available, very friendly, and even went above and beyond by helping with homeowners...
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Reply from Ben Gheliuc
April 21st, 2026 02:53 AM
Jason, it was such a pleasure to work with you and Brandy! Thank you for trusting us to do your new purchase, and with that killer rate too!
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Non-QM
DSCR Loans
Cash-Out Refinances
Profit & Loss Only Mortgage
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012
Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery
Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
The information provided on this profile is for general informational purposes only and does not constitute an offer to lend, a commitment to lend, or financial, legal, or tax advice. All loan programs, interest rates, terms, and conditions are subject to change without notice and are contingent upon borrower creditworthiness, income verification, asset documentation, property appraisal, and final underwriting approval. Not all applicants will qualify. Loan approval is not guaranteed.
Ben Gheliuc is a licensed Mortgage Loan Originator sponsored by Neighborhood Loans (NMLS #[Company NMLS]), NMLS #[Your NMLS], licensed in [list of states]. Lending services are offered only in states where properly licensed. Equal Housing Lender.
Testimonials and reviews reflect individual client experiences and are not indicative of future results. Any communication through this platform does not create a lender-borrower relationship. For a formal loan application, please contact Ben Gheliuc directly.