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South Texas Lending - Ben Gheliuc - Branch Manager in San Antonio, TX
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South Texas Lending - Ben Gheliuc

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Branch Manager

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Portland State University
Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
Mortgage
Mortgage Loan Officer
Mortgage Lender
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Portland State University
Portland State University
Contact Info
(210) 850-6561
San Antonio, TX
https://stxlending.com/
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Reviews from Web
  • google
    J
    Josh S
    Posted on September 23rd, 2026 10:01 PM
    I highly recommend Ben and his Team! I am a home builder and contractor and Ben has provided all of my construction loans and also a refinance on my personal home as well. He works tirelessly to close and fund my loans as efficiently as a possible....
    read more
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    Martin H
    Piedmont, SC
    Posted on September 18th, 2026 12:12 PM
    Ben and his team are always great to work with. They will guide you through the process and make sure all your questions are answered.
  • Zillow
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    Fiona A
    Cypress, TX
    Posted on September 11th, 2026 12:00 AM
    Ben was great to work with, he was very communicative and willing to think outside the box to get the deal done! When the lender changed the terms of our loan, Ben fought for us to get the original terms. He’s very client focused, works with...
    read more
  • Zillow
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    Mary M
    San Antonio, TX
    Posted on September 10th, 2026 12:00 AM
    Ben is the best loan officer I have worked with ever! He is VERY knowledgeable in all he does and beyond! He is very professional and always accessible throughout the entire loan process! He went above any beyond to help get the deal closed...
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  • Zillow
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    Ed D
    San Antonio, TX
    Posted on September 9th, 2026 12:00 AM
    Very prompt and informative. Answered any questions or concerns in a timely manner. Updated me on the process step by step for purchasing my home. Making sure I was completely satisfied with my purchase.
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    N A
    Posted on September 8th, 2026 01:08 AM
    We had the pleasure of working with Ben Gheliuc and his team at Neighborhood Loans to secure our mortgage, and we couldn’t have asked for a better experience. Ben is extremely knowledgeable and absolutely fantastic to work with! He is dedicated,...
    read more
  • Zillow
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    N A
    Spring Branch, TX
    Posted on September 7th, 2026 12:00 AM
    We had the pleasure of working with Ben Gheliuc and his team at Neighborhood Loans to secure our mortgage, and we couldn’t have asked for a better experience. Ben is extremely knowledgeable and absolutely fantastic to work with! He is dedicated,...
    read more
  • Encompass
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    Jaime R
    SAN ANTONIO, TX
    Posted on September 4th, 2026 12:14 PM
    Easy process
  • Zillow
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    Garrett O
    New Braunfels, TX
    Posted on September 4th, 2026 12:00 AM
    Very very happy with Ben & his team! Had a really tough seller who made waves but Ben calmly reassured them it would all be ok.. and it was!!!
  • google
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    Adam B
    Posted on September 3rd, 2026 05:00 PM
    Not just “on time” but EARLY! Great staff, friendly communication Definitely using Ben for all my lending needs!
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    About
    Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Adjustable Rate Mortgages
    Qualified Mortgage Pre-Approvals
    Non-QM
    Self-Employed Mortgages
    Second Mortgages-Bank Statement
    Cash-Out Refinances
    Mortgage Lender
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Cash-Out Refinances
    Non-QM
    DSCR Loans
    Profit & Loss Only Mortgage
    Specialities
    non-QM
    Ground Up Construction
    Conventional
    Low Rate
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    Education
    • Portland State University
      Mechanical Engineering
      Bachelor of Engineering (BE)
      Sep 2008 -Aug 2012
      Portland State University logo
    Positions
    • Neighborhood Loans - Area Manager
      Oct 1st, 2025 - Current
    • American Financial Network, INC - Branch Manager
      May 12th, 2020 - Sep 30th, 2025
    Memberships
    • Five Star Professional - Rising Star
    • NAHREP
    • Top Mortgage Professionals - 2025
      • View All
    Addresses and Serving Areas

    Year Started

    2018

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1775990
    Gallery
    South Texas Lending - Ben Gheliuc - Gallery Photo
    Awards
    Achievements
    • National Mortgage News Top Producers - 2025
    • 5 Star Award - top Producer
    Hobbies
    • Snowboarding
    • Trading
    • Basketball
      • View All
    Additional Information
    Payment Methods
    • Visa
    • PayPal
    Disclaimer
    Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender