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South Texas Lending - Ben Gheliuc
Branch Manager
Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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Ben did a great job. he is very passionate about his work and did a phenomenal job at explaining everything and how the process works. Making it a great home buying experience.
Reply from South Texas Lending - Ben Gheliuc
April 21st, 2026 03:16 AM
Ed, thank you so so much for trusting us. Cant wait to see what ya'll build there!
Our experience with Neighborhood Loans was outstanding from start to finish. They guided us through the loan process with professionalism and efficiency, and our loan was approved ahead of schedule. We are truly happy and satisfied with their...
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Reply from South Texas Lending - Ben Gheliuc
April 21st, 2026 03:16 AM
Daniela, thank you for the kind words! Getting approved ahead of schedule is a team effort, and I'm glad it all came together smoothly for you. Best wishes in the new home!
We just completed our refinance and it couldn’t have gone smoother! The entire process was quick, organized, and completely stress-free. Every step was clearly explained, communication was prompt, and we always felt informed and confident in...
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Ben made process smooth & easy. It was a nice experience. Thanks
Ben is always available when needed. He is kind and respectful. Thank you for being a great client.
Reply from Owner
April 21st, 2026 03:17 AM
You Rock Mykaela, and no thank you!
10/10 would recomend using Ben and his team to anyone!
Reply from South Texas Lending - Ben Gheliuc
April 21st, 2026 03:17 AM
Florin, I'm pleased to hear that you're happy with the service my team and I provided. Thank you for your recommendation!
Ben and his team are so helpful and knowledgeable. They will guide you through the process and make sure you get you the right product, that fits you.
Reply from South Texas Lending - Ben Gheliuc
April 21st, 2026 03:17 AM
Martin, I'm glad to hear that you found my team and I helpful and knowledgeable. It's great to know we successfully guided you through the process and helped you find the right product. Thank you for your kind words!
My family was so lucky to have had the assistance of Ben Ghehulic, and his assistant, Christy, at South Texas Lending, in refinancing a mortgage that allowed us to pull equity out of my parent’s house to be used to then renovate their home...
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Reply from Owner
June 16th, 2026 10:36 PM
Courtney, I'm so grateful for your wonderful review and kind words. It was truly a pleasure to assist you and your family with the refinancing process. I'm pleased that Christy and I could provide the support needed to navigate through the...
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The absolute best. Prompt, professional, and patient. Can't speak higher praise for Ben. He is detail oriented, incredibly patient, and educates our clients through all steps of the lending process. Thank you for all your help!
Reply from Owner
April 21st, 2026 03:18 AM
Peter, thank you for the wonderful feedback. I'm glad to hear that my approach was helpful and met your expectations. Your kind words mean a lot, and I'm grateful for the opportunity to assist you and your clients.
Ben is fantastic! We found him simply just by googling to find lenders since I needed to be pre-approved same day. Ben was super responsive, patient, met every deadline, and made the closing process so easy!! He has a way of calming you during...
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Reply from Owner
April 21st, 2026 03:18 AM
Lauren, I'm pleased to hear that I could assist you with the pre-approval and make the closing process easy for you. It's great to know that my responsiveness and ability to explain things clearly were helpful during a stressful time. Your...
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012
Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery
Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender