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South Texas Lending - Ben Gheliuc
Branch Manager
Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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Reviews from Web
Ben and Christy were absolutely amazing!! They were both super helpful; personable and communication was excellent! My husband and I could not have asked for a better experience. Thank you, Ben and Christy!!
Reply from South Texas Lending - Ben Gheliuc
April 21st, 2026 03:12 AM
Thank you, Erika! I'm glad to hear that you and your husband had such a positive experience with Christy and me. We appreciate your kind words and are grateful for the opportunity to assist you both.
Big help from Ben and the team. Had a lot of questions and Ben was patient with walking us through the process. Closing was a success.
Reply from Owner
April 21st, 2026 03:12 AM
Kevin, I'm grateful for your kind words and pleased to hear that the closing was a success. It was my pleasure to assist you and answer all your questions throughout the process. Thank you for choosing me and my team at Neighborhood Loans!
We had just about given up with all the bad services we had prior so i decided to google top rated lenders and they definitely came thru! Ben and his team were super responsive and on top of things to make everything happen for us! We are now...
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Ben and his team were amazing! Ben went above and beyond to help us secure the mortgage and rate we needed to purchase our home. He was detailed, thorough, and walked us through every step of the loan process. Because of Ben, we are finally...
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Reply from Owner
April 21st, 2026 03:15 AM
Adrian, thank you! Securing the right rate and terms took some work, but you made it easy by being responsive and organized on your end. Congratulations on the home
Very impressed with my experience. Super fast and responsive powerhouse team that had everything rolling for us in less than in a week. So grateful to have found and worked with South Texas Lending!
Reply from Owner
April 21st, 2026 03:15 AM
Kimberly, thank you for trusting us after a frustrating start elsewhere. Those Google searches at 11 PM can be a gamble, but it led us together to help you on this home!
Got in contact with Ben by googling top lenders. After 2 failed attempts elsewhere who would just not tespond back we were very impressed with how fast and responsive his team was. He put me in touch eith realtor Rob Alexe who showed me literally...
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Reply from South Texas Lending - Ben Gheliuc
April 21st, 2026 03:15 AM
Kimberly, thank you for trusting us after a frustrating start elsewhere. Those Google searches at 11 PM can be a gamble, but it led us together to help you on this home!
Ben was amazing! He went above and beyond to help us secure the mortgage and rate we needed to purchase our home. He was detailed, thorough, and walked us through every step of the loan process with clarity and patience. Because of Ben, we...
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Reply from South Texas Lending - Ben Gheliuc
April 21st, 2026 03:15 AM
Thank you Adi!
Ben and his team were amazing! Ben went above and beyond to help us secure the mortgage and rate we needed to purchase our home. He was detailed, thorough, and walked us through every step of the loan process and we closed ahead of schedule....
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We just completed our refinance and it couldn’t have gone smoother! The entire process was quick, organized, and completely stress-free. Every step was clearly explained, communication was prompt, and we always felt informed and confident in...
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Reply from Owner
April 21st, 2026 03:16 AM
We had some surprises, but no matter what we didnt give up until we got the job done!
South Texas Lending - Ben Gheliuc has received a review with 5 star rating from Edward M
Reply from Owner
April 21st, 2026 03:21 AM
Thanks Ed!
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012
Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery
Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender