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South Texas Lending - Ben Gheliuc
Branch Manager
Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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Great experience and loan process!
Reply from South Texas Lending - Ben Gheliuc
April 21st, 2026 03:10 AM
Thank you, Deanna! So glad we could make the process a smooth one. Congratulations again, and please keep in touch, and possibly for the next fix and flip!
Ben and his team communication was outstanding—they were always available to answer questions and kept me updated throughout the entire loan process. They worked efficiently to ensure everything stayed on track and met all deadlines without...
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We really appreciated Ben and his team’s assistance in working our loan process. They were alert and on task, kind and attentive to the needs of the title company, real estate agent and were able and willing to answer all the questions we asked....
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Ben and his team were phenomenal. They were very professional, helpful and very friendly. They are very quick to answer to emails phone calls and text message and answered all of our questions and reassured us every step of the way.
Reply from South Texas Lending - Ben Gheliuc
April 21st, 2026 03:11 AM
Lidia, thank you! Quick communication is something my team and Christy take pride in. Buying a home is stressful enough without waiting on your lender. So glad we could be there for you every step of the way.
They were extremely helpful. Quick to communicate. Very knowledgeable. From beginning to end Ben and his team was outstanding at what they do and made my first home purchase so much smoother than I dreamed it would be.
Reply from South Texas Lending
March 20th, 2026 08:32 PM
Justin, I'm very glad to hear that you found the home buying process smooth with my team's help. It means a lot to know that our communication and expertise made your first home purchase easier. Thank you for trusting us to assist you through...
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Ben and his team was extremely helpful. Very knowledgeable, communicative and efficient. From my experience I can highly recommend them for any Lending needs and I am thoroughly satisfied with the service.
I had a previous Lending company constantly pass me around and by word of mouth I came into working with Ben and the Neighborhood Loans team. The communication was great, they were extremely helpful and made the overall process so smooth for...
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Ben did a great job getting me pre approved as a self employed person relocating. It took some planning and getting things fully situated but he was very helpful and answered all of my questions along the way. I highly recommend him!
Great communication and answered all of our questions. We were able to close ahead of schedule.
Reply from Owner
April 21st, 2026 03:11 AM
I'm glad to hear that the communication met your expectations and that we could close ahead of schedule. Your satisfaction is important to me, and I'm pleased I could assist with all your questions.
Ben and his team were fantastic from the start. Kept communication lines open and helped answer all of our questions. We were able to close on our home ahead of schedule.
Reply from South Texas Lending - Ben Gheliuc
April 21st, 2026 03:14 AM
Really appreciate the kind words Gary. Knowing you had alot of options for lending, it means alot that you came to us!
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012
Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery
Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender