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South Texas Lending - Ben Gheliuc
Branch Manager


Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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Great work!
Reply from South Texas Lending
April 21st, 2026 02:49 AM
Thank you so Much Simona!
South Texas Lending - Ben Gheliuc has received a review with 5 star rating from Jennifer M
Ben is by far the best Loan Officer. He works hard and is very knowledgeable in his domain. We appreciate everything he did to make our home buying process a breeze.
Reply from South Texas Lending - Ben Gheliuc
April 21st, 2026 03:09 AM
Jennifer, thank you so much for the kind words. It was a pleasure helping you and your family through the Refinancing process. Please don't hesitate to reach out if anything comes up down the road. So glad we could do another one!
Ben and his team were excellent to work with. They secured a loan that met our needs quickly and maintained great communication throughout the entire process. Always available, very friendly, and even went above and beyond by helping with homeowners...
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Reply from Ben Gheliuc
April 21st, 2026 02:53 AM
Jason, it was such a pleasure to work with you and Brandy! Thank you for trusting us to do your new purchase, and with that killer rate too!
Ben and his team were absolutely fantastic to work with. They helped us secure a loan that truly met our needs—and did so in a very timely manner. Communication was never an issue; they stayed in constant contact throughout the entire process...
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Ben and his team were excellent to work with. They secured a loan that met our needs quickly and maintained great communication throughout the entire process. Always available, very friendly, and even went above and beyond by helping with homeowners...
read more
Ben Gheliuc and his team did an amazing job for us!He took us on and got us quickly preapproved, after a different loan company gave us bad information and nearly derailed our home purchase.He and his team handled our complicated VA loan with...
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Ben Gheliuc was incredibly helpful and responsive. He made what could have been a stressful process as easy as possible.
Ben was a lifesaver during this process. He was informative, helpful, and very responsive. He made the home buying process as easy as possible. 10 out of 10, would recommend
Reply from South Texas Lending - Ben Gheliuc
April 21st, 2026 03:09 AM
Brandy, this made my day. Thank you for trusting me with something as big as your home purchase. You and Jason were fantastic to work with
South Texas Lending - Ben Gheliuc has received a review with 5 star rating from The E G A K W
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012

Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery

Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender