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South Texas Lending - Ben Gheliuc
Branch Manager


Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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Ben was really great, very easy and pleasant to work with. He is very prompt, honest and resourceful. I would glady recomend Ben to any one that need a loan for a home purchase. Thank you Ben for all the great help you rendered for us obtaining...
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Reply from Owner
May 24th, 2021 12:00 AM
Thank you for the Kind Words Sabin! I hope you and your family have settled in nicely
Always made sure everything was 100%!
My clients and I had an outstanding experience working with Ben Gheliuc. Being in the real estate industry now 20 years, I have worked with many mortgage brokers, and have to say BEN GHELIUC IS THE BEST!! From transactions running smoothly...
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He took care of us throughout the whole process and always made sure that everything was 100% or more to make sure that we had everything to make things go smoothly!
Buying my first home was intimidating and I had my doubts. However, I was given Ben's number from my brother who, now, is also a homeowner as a result of his hard work. When I initially reached out to Ben, I was unaware of the home buying process,...
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Reply from Owner
May 24th, 2021 12:00 AM
Onisim, This is the most Sincere and best review I have EVER gotten, so THANK YOU!!!! We got things done so quickly and that was solely because of how fast you got us things underwriting asked for. I hope you have settled in nicely at your...
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Everytime I have questions to know, he will response real quick & gave me detailed information.
Never delay on anything. Thats the best experience I ever had.
All procedures are clear. Prompt replies.
Ben and his crew were proactive and timely in answering and guiding us through all our questions.
Ben was so great on our refi. Even though it was super busy, he was always quick to get back to me and explain any questions I had. That was important to me to make sure I understood everything. He went way above and beyond during the signing...
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We had an amazing experience buying our first property with Ben. I have yet to meet such a driven and hardworking team like what Ben offers. I highly recommend Ben and his team for your new loan or refinance loan. He took great care of me and...
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012

Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery

Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender