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South Texas Lending - Ben Gheliuc
Branch Manager


Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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Over the years I have purchased several homes and by far Ben has been the best. He is knowledgeable, efficient and knows what information is needed to get a loan approved. This was the smoothest purchase I have ever made. You have a great asset...
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Very informative and personal.
Professional and very hard worker
We are first time buyers Ben was patient and explained the entire process for us. We felt comfortable working with him and would highly recommend him.
We had a wonderful experience with Ben. He has been professional, responsive and AMAZING during the stressful time of purchasing our home.
Professional and very hard worker From the first time we met I noticed the positive attitude he has toward clients to help everyone get the best loan that’s available We thank you Ben and greatly appreciated your help
Reply from Owner
May 11th, 2021 12:00 AM
Thank you George! It was a pleasure working with you and you were always on top of things making the process extra smooth!
Ben is genuinely kind and the type of person that will go out of his way to make sure you get taken care of. He puts his customer first. When we started the loan the rates went up and he didn’t stop till he found a the lowest rate, even though...
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Reply from Owner
May 11th, 2021 12:00 AM
Thank you for the Kind words sir! Thank you for trusting me with you and your family's purchase here in San Antonio.
Thank you sir
Ben and the team he put together to work on my home loan were perfect. I felt like family, he kept me informed of every step that was taking place I was extremely pleased with the whole process. I'm extremely thankful I used Ben and his team....
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Reply from Owner
May 24th, 2021 12:00 AM
Andy, you were amazing to work with. Always on top of getting us things the UW requested. I hope this piece of Heaven in LA is treating you well.
Overall the process was smooth and quick. Ben is very knowledgeable and his staff is too. They offer great customer service and speedy funding. 👍
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012

Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery

Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender