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South Texas Lending - Ben Gheliuc - Branch Manager in San Antonio, TX
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South Texas Lending - Ben Gheliuc

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Branch Manager

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Portland State University
Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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Portland State University
Portland State University
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Reviews from Web
  • Encompass
    E
    Elizabeth J
    San Antonio, TX
    Posted on May 15th, 2021 11:51 AM
    Over the years I have purchased several homes and by far Ben has been the best. He is knowledgeable, efficient and knows what information is needed to get a loan approved. This was the smoothest purchase I have ever made. You have a great asset...
    read more
  • Encompass
    B
    Beatrice P
    San Antonio, TX
    Posted on May 13th, 2021 04:40 PM
    Very informative and personal.
  • Encompass
    G
    George N
    Snohomish, WA
    Posted on May 11th, 2021 01:19 PM
    Professional and very hard worker
  • Encompass
    J
    Joshua P
    San Antonio, TX
    Posted on May 10th, 2021 11:42 PM
    We are first time buyers Ben was patient and explained the entire process for us. We felt comfortable working with him and would highly recommend him.
  • Encompass
    S
    Simona D
    San Antonio, TX
    Posted on May 9th, 2021 12:17 AM
    We had a wonderful experience with Ben. He has been professional, responsive and AMAZING during the stressful time of purchasing our home.
  • Zillow
    G
    George N
    Snohomish, WA
    Posted on May 9th, 2021 12:00 AM
    Professional and very hard worker From the first time we met I noticed the positive attitude he has toward clients to help everyone get the best loan that’s available We thank you Ben and greatly appreciated your help
    Reply from Owner
    May 11th, 2021 12:00 AM
    Thank you George! It was a pleasure working with you and you were always on top of things making the process extra smooth!
  • Zillow
    M
    Mapreotesi
    San Antonio, TX
    Posted on May 7th, 2021 12:00 AM
    Ben is genuinely kind and the type of person that will go out of his way to make sure you get taken care of. He puts his customer first. When we started the loan the rates went up and he didn’t stop till he found a the lowest rate, even though...
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    Reply from Owner
    May 11th, 2021 12:00 AM
    Thank you for the Kind words sir! Thank you for trusting me with you and your family's purchase here in San Antonio.
  • Encompass
    J
    James A
    Sunrise, FL
    Posted on April 16th, 2021 08:30 AM
    Thank you sir
  • Zillow
    A
    Andytalbert17
    Winnsboro, LA
    Posted on April 6th, 2021 12:00 AM
    Ben and the team he put together to work on my home loan were perfect. I felt like family, he kept me informed of every step that was taking place I was extremely pleased with the whole process. I'm extremely thankful I used Ben and his team....
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    Reply from Owner
    May 24th, 2021 12:00 AM
    Andy, you were amazing to work with. Always on top of getting us things the UW requested. I hope this piece of Heaven in LA is treating you well.
  • Encompass
    S
    Simon P
    Boerne, TX
    Posted on April 5th, 2021 12:12 PM
    Overall the process was smooth and quick. Ben is very knowledgeable and his staff is too. They offer great customer service and speedy funding. 👍
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    About
    Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Adjustable Rate Mortgages
    Qualified Mortgage Pre-Approvals
    Non-QM
    Self-Employed Mortgages
    Second Mortgages-Bank Statement
    Cash-Out Refinances
    Mortgage Lender
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Cash-Out Refinances
    Non-QM
    DSCR Loans
    Profit & Loss Only Mortgage
    Specialities
    non-QM
    Ground Up Construction
    Conventional
    Low Rate
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    Education
    • Portland State University
      Mechanical Engineering
      Bachelor of Engineering (BE)
      Sep 2008 -Aug 2012
      Portland State University logo
    Positions
    • Neighborhood Loans - Area Manager
      Oct 1st, 2025 - Current
    • American Financial Network, INC - Branch Manager
      May 12th, 2020 - Sep 30th, 2025
    Memberships
    • Five Star Professional - Rising Star
    • NAHREP
    • Top Mortgage Professionals - 2025
    • View All
    Addresses and Serving Areas

    Year Started

    2018

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1775990
    Gallery
    South Texas Lending - Ben Gheliuc - Gallery Photo
    Achievements
    • National Mortgage News Top Producers - 2025
    • 5 Star Award - top Producer
    Hobbies
    • Snowboarding
    • Trading
    • Basketball
    • View All
    Additional Information
    Payment Methods
    • Visa
    • PayPal
    Disclaimer
    Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender