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South Texas Lending - Ben Gheliuc
Branch Manager


Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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He was friendly and pleasant to work with
Ben made this whole experience very pleasant. Our previous refinancing experience was a nightmare, hence we were reluctant to move forward. But from day 1, Ben's approach and attitude made a huge difference in spite of this pandemic. Great...
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Ben is such a boss when it comes to the lending world. He is not a 9-5 type of lender. He’s a start to finish type of lender. He did an amazing job with our clients and I would even consider him a lighthouse during this whole transaction as...
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Ben went above and beyond to get us our first home. He was very quick to fix any problems that came up and communicated often and clearly during the entire process. He made buying our first home easier. We can not recommend him enough!
Had a very good experience in this process of refinancing.we do not have a computer at the house so we did this whole thing on S10 phone Ben and his crew made it so easy and very helpful appreciate it! I wish I could meet you peoples Thank...
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Ben is extremely knowledgeable about the processes involved in the loan. It was helpful because we bought out of state and much of the communication was online or on the phone.
Ben was a great help and was able to answer all my questions, during the house buying process. It was amazing to work with someone who was knowledgeable and hard working. Thanks
Ben has been extremely helpful, knowledgeable, and diligent through our home-buying process! Very positive experience, we are really grateful!
Ben was helpful and available for whatever our needs were! He was also a very pleasant and kind person to deal with! Thank you Ben!
For me it was his candid / no pressure discussion of the loan process - he explained what he could do compared to the other offers I had gotten. I am sensitive to stress and Ben was easy to talk to you and made everything smooth.
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012

Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery

Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender