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South Texas Lending - Ben Gheliuc
Branch Manager


Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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Will use Ben again. Thank 5
Ben is very Professional, on time, highly recommended I will definitely tell people about him. He kept me informed about my loan. Made the loan process very easy.
Reply from Owner
August 16th, 2021 12:00 AM
After we locked, we were able to close your loan extremely fast Marcel!
Ben Gheliuc was very informative and punctual with all requests that were made. He was also always available to answer any questions I had and was quick to come up with solutions when needed. I would highly recommend his services to anyone.
Ben Gheliuc was an amazing loan officer to work with. He kept me in the loop with all details and changes and was always very responsive in a timely manner. I highly recommend him!
Reply from Owner
August 16th, 2021 12:00 AM
Thank you Ben for trusting me on you and your families first home purchase :)
I’ve never had such a seamless experience! Working with Ben was so easy and he was always available to answer my call, he did every thing in his power to make closing happen as smoothly as possible and I’m just so impressed with his drive....
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Reply from Owner
August 16th, 2021 12:00 AM
Thank you Sarah!
My wife and I are pleased to say that Ben is an outstanding lender and he goes out of his way to make things happen for you. Fantastic Job. Highly Recommended! Thank you Ben for all that you do.
Benjamin was a pleasure to work with. He has a lot of knowledge in what he is doing, and I was glad he was always available to answer any questions I had.
Working with Ben was very pleasant. I have worked with many lenders over the years and it’s hard to find people that actually care about their clients and willing to do all the work necessary to get the client over the finish line with an amazing...
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Ben was very helpful with the process. He sent timely reminders and followed up when I was about to miss deadlines. Very open to questions and took care to answer all of my questions. Thank you for all your help.
Reply from Owner
May 24th, 2021 12:00 AM
Thank you so much Ahish! It was a pleasure to work with you and Malika. You two were model Borrowers sending us items super quick.
You can tell that Ben loves his job and works very hard. anytime I had questions he was there to answer. I will recommend Ben to everybody that I know. it was a pleasure working with him and am looking forward to the next home we purchase....
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012

Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery

Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender