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South Texas Lending - Ben Gheliuc
Branch Manager
Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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Reviews from Web
Always great to work with Ben. In my experience, he has always exceeded my expectations. Really on the ball with great support and follow through. It’s my go to lender.
Our loan situation was quite complex because we are self-employed. Ben was professional and straight forward from the start. He explained what our options were in multiple scenarios and gave great advice. During the entire process he was very...
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Ben is great loan officer. He knows what he is doing and will be there to assist you even after hours. Definitely recommend him to all. He won’t disappoint.
Reply from Owner
August 16th, 2021 12:00 AM
It was a pleasure to work with you Oti!
Very efficient and fast! We had a timeline and it was met.
Ben went above and beyond what was expected to make sure we closed on time.
Ben was able to walk us through the process step by step with realistic expectations. He was skilled, knowledgeable, and very responsive to any questions we had. We HIGHLY recommend Ben and it was a pleasure purchasing our first home in the...
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Ben truly is one of the best in the business! He is skilled, knowledgeable and very responsive to any questions we had. He explained the process and steps we needed to take. We loved the ease of uploading documents digitally and emailing. We...
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Reply from Owner
August 16th, 2021 12:00 AM
Bianca, Thank you! You made it so easy for my team with you and John getting us documents so quickly and complete. I'm glad we were able to provide Lender credit and close on time!
Very knowledgeable and informative, with a passion to help one out.
Ben, is very calm , knowledgeable , and he was explaining the process and making sure I understood everything before I commit. He answered all of my question respond my phone calls and emails promptly .
Responsive to questions and helpful with explaining process. Organized and efficient system which made the process easy and stress free.
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012
Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery
Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender