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South Texas Lending - Ben Gheliuc
Branch Manager


Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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We worked with Ben at Neighborhood and he was very professional and responsive. The team went the extra mile to make sure we were always on track for closing. We don’t often buy homes, so there’s a lot we don’t know and they were all great...
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We worked with Ben at Neighborhood and he was very professional and responsive. The team went the extra mile to make sure we were always on track for closing. We don’t often buy homes, so there’s a lot we don’t know and they were all great...
read more
was great. He was very responsive and quick to resolve. Any issues I had identified. We definitely recommend him.
Reply from South Texas Lending - Ben Gheliuc
May 28th, 2026 03:54 PM
Sandra is was such a pleasure and honor to work with you both on this purchase. Excited for the new land, move and exception you'll get! Happy to help through the process and keep in touch well after closing.
Neighborhood Loans is a company that feels like home and extremely professional during the loan process.
The entire team at Neighborhood Loans was professional and responsive during the loan process.
Reply from South Texas Lending - Ben Gheliuc
May 27th, 2026 05:41 PM
Thank you Janet! It was such a pleasure to help you and Mark
Great company to do business wit.
Reply from South Texas Lending - Ben Gheliuc
May 27th, 2026 05:41 PM
Thank you Mark! I hope ya'll enjoy the home and new move to Texas!
Very communicative, and helped work through my loan process. Would definitely recommend.
Updated me daily on everything needed for the loan. Called regularly and was able to work through my loan process. Would definitely recommend.
Reply from South Texas Lending - Ben Gheliuc
May 27th, 2026 05:42 PM
Brandon, Glad we could get this done quickly for you. Appreciate you for choosing to work with us for your purchase
Ben and his team were absolutely exceptional throughout my home buying journey! From start to finish, they guided me every step of the way, making what can be an overwhelming process feel seamless and stress-free. Thanks to their incredible...
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Reply from South Texas Lending - Ben Gheliuc
May 27th, 2026 05:42 PM
Jonathan, Appreciate you for trusting us on your purchase and big move!
Ben and his team are great. We've worked with them for our last 2 purchases.
Reply from South Texas Lending - Ben Gheliuc
May 27th, 2026 05:42 PM
Thank you so much Ryan
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012

Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery

Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender