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South Texas Lending - Ben Gheliuc
Branch Manager


Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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Our experience with Benjamin was as good as an experience as buying a house could be. He was patient, professional, reliable, and understanding of our circumstances and our needs as his client. He took his time with us and covered every base...
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The way BGheliuc reached out to us every step of the way.
We had a great experience going through Ben. Ben and his team had great communication with us and each other. He’s very easy to work with and reliable. I would highly recommend going through Ben to anyone!
Ben went above and beyond what we expected. From the very start he was professional and straight forward with us. He gave us multiple options is a few different scenarios so that we could make the best deduction for our family. We are very...
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Really appreciate the follow through and also, the compassion and understanding. We felt like Ben fought for us when issues arose. Ours was not a simple case, he had to go a few extra miles and advocate for us numerous times before everything...
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Ben made it great. The process sucked, lol... but Ben helped every step. We felt like he fought for us.
Ben was extremely helpful throughout the whole application process. He even called me during a family dinner to talk about what was needed to close in a timely manner. His professionalism and and knowledge during the process went well above...
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Refinance paperwork done in three weeks ? From start to finish. Yes, it is possible when you have Ben Gheliuc by your side. He made that happen for me. Even on his planned family vacation he was working on my file and answering my questions....
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Ben made the transection of my refinance very easy and smooth. Ben and his team responded my phone call or email very quickly and he would be able to get my refinance loan closed in a very short time. I was happy to work with him. Highly recommended!!!...
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Ben is awesome! He made the experience of buying a home easy and stress free. He was knowledgeable and helped every step of the way! Looking forward to working with him again! -kim
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012

Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery

Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender