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South Texas Lending - Ben Gheliuc
Branch Manager
Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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Ben is very professional he worked very well with us he was quick and did everything he promised, he went above and beyond to make shore we close on time, I will definitely return back for more loans with him, thank you again.
All I have to say about Benjamin GheliucThat is a pleasure working with him because he was very easy-going very responsible Very responsive and professionalAnd he always complete the loans in time
Ben made this process so easy from being to end , he did everything he said he will he went above and beyond to help us all the way, I highly recommend him to everyone I know, thank you again for all the hard work you did for my family.
Reply from Owner
November 8th, 2021 12:00 AM
I'm so happy my team could help you Loredana and Iosif! May God continue to bless your family in this exciting new chapter coming.
Ben is Very knowledgeable, awesome loan officer he closed on the loan ahead a schedule and gave me a very good interest rate. The closing costs were a lot lower than expected.
Reply from Owner
November 8th, 2021 12:00 AM
Thank you for the kind words Sam! We were able to get an amazing rate as well as cover all your closing costs! We closed in 14 days because of how fast you were able to get us items :)
It was great working with Ben and his team! Not only did they deliver on everything they said they would, but they closed faster than we had originally planned. His experience with loans made the process clear and simple. Thanks for all the...
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I just finished my refinance with Mr. Ben and let me tell you the experiment was amazing. The attention to detail, communication skills, the step by step through the entire loan was outstanding. I would highly recommend Ben and his company...
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Always there and happy to serve even after hours from start to finish.
Attention to detail
Quick response
Very positive
Great experience all around
I worked with Ben to refinance my primary and purchase several properties during the last 9 months.Ben was always very responsive, he would return calls and messages quickly. Ben was very knowledgeable and was able to articulate tradeoffs....
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The whole experience went really smooth. Ben explained the whole process for us, he was very polite and on point. I highly recommend Ben
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012
Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery
Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender