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South Texas Lending - Ben Gheliuc
Branch Manager
Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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⭐⭐⭐⭐⭐I had a wonderful experience working with Ben on my home loan in Arizona. He is extremely knowledgeable, capable, and clearly knows his field inside and out. Throughout the entire process, Ben was friendly, courteous, responsive, and always...
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South Texas Lending - Ben Gheliuc has received a review with 5 star rating from Tiberiu P
Ben's team made it really easy to buy a house. They kept me constantly informed and up-to-date with all of the documents. They were working hard to get me the best affordable closing costs as well.
My wife and I recently purchased an investment property, and our experience with South Texas Lending - Neighborhood Loans was exceptional from start to finish.Ben and his team went above and beyond to make sure we closed on time. We had a very...
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Very smooth process from start to finish. This was my first mortgage. Ben and his team walked me through the entire process and answered all my questions. I was able to get approved and close on a property in 30 days. I highly recommend!!
Working with Ben Gheliuc was truly an outstanding experience. From start to finish, he made the entire lending process seamless, stress-free, and incredibly efficient. His professionalism, responsiveness, and attention to detail were evident...
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Working with Ben Gheliuc was truly an outstanding experience. From start to finish, he made the entire lending process seamless, stress-free, and incredibly efficient. His professionalism, responsiveness, and attention to detail were evident...
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As a real estate agent, I’ve had the opportunity to work with Ben Gheliuc on multiple transactions, and I can confidently say he is one of the best in the business. His communication is exceptional, keeping both clients and agents informed...
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We are glad we chose to work with Ben! He was very responsive and had our best interests in mind. I would highly recommend Ben for your next loan.
Reply from South Texas Lending - Ben Gheliuc
June 22nd, 2026 03:06 PM
Gheorghe, I'm pleased to hear you felt supported and that I could keep your best interests in mind. Your recommendation is greatly appreciated. Thank you for choosing to work with me!
South Texas Lending - Ben Gheliuc has received a review with 5 star rating from Gheorghe P
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012
Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery
Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender