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South Texas Lending - Ben Gheliuc
Branch Manager
Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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Reviews from Web
We had the best experience working with Benjamin to refinance our home. He went above and beyond to find the best deal for us. Always answered our questions and let us know exactly what was going on every step of the way. When other lenders...
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Ben and his team went above and beyond to guide us through every step of the process. I would highly recommend him and his team in the future.
These guys handled everything in a timely manner which is crucial when buying a house. They were able to answer our questions about certain costs and helped us to understand the process every step of the way! The next time we buy a house, we...
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Reply from Owner
May 24th, 2023 05:01 PM
It was an absolute pleasure working with you and Max. If every VA loan we do in South Texas is as easy to work with as ya'll were we would be blessed! We hope you can make your home exactly what you were looking for.
These guys handled everything in a timely manner which is crucial when buying a house. They were able to answer our questions about certain costs and helped us to understand the process every step of the way! The next time we buy a house, we...
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Reply from Owner
May 24th, 2023 05:01 PM
It was an absolute pleasure working with you and Max. If every VA loan we do in South Texas is as easy to work with as ya'll were we would be blessed! We hope you can make your home exactly what you were looking for.
Ben and his team were amazing! it is nice to have someone really working for you and going the extra mile when we needed it. This is our second time buying a home and our first time working with Ben, but I will most definetley be going back....
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From beginning to the end, Ben was present and ready to answer any questions I had. He made the process of home buying feel like a breeze and we enjoyed every step of it. Would HIGHLY recommend Ben for to my friends and family knowing that...
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Working with Ben for my first home purchase was an excellent experience. Ben answered all of my questions and was able explain every part of the home buying process. He is very responsive and involved me in the key parts of the process without...
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Working with Ben for my first home purchase was an excellent experience. Ben answered all of my questions and was able explain every part of the home buying process. He is very responsive and involved me in the key parts of the process without...
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Couldn’t ask for better company to help with the process, everyone was friendly and knowledgeable , will be using them in the future for sure ! Thank you again!
Reply from Owner
January 30th, 2023 04:49 PM
Thank you so much Daniel for giving our team the opportunity to serve you and Maria on your new purchase in Arizona. We look forward to helping in any way possible!
Couldn’t ask for better company to help with the process, everyone was friendly and knowledgeable , will be using them in the future for sure ! Thank you again!
Reply from Owner
January 30th, 2023 04:49 PM
Thank you so much Daniel for giving our team the opportunity to serve you and Maria on your new purchase in Arizona. We look forward to helping in any way possible!
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012
Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery
Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender