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South Texas Lending - Ben Gheliuc - Branch Manager in San Antonio, TX
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South Texas Lending - Ben Gheliuc

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Branch Manager

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Portland State University
Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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Portland State University
Portland State University
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Reviews from Web
  • Zillow
    D
    Danielciobra
    Surprise, AZ
    Posted on January 12th, 2023 12:00 AM
    Ben was very professional, he answered all my questions and manage to help both me and my mom with the whole process. We are grateful that our friends recommended him to us .Would recommended him 10/10 .
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    Olesya
    Posted on January 10th, 2023 07:49 PM
    Would highly recommend this lender! All my questions were answered on time, helped with application and all the process. The loan was completed in a short period of time
    Reply from Owner
    January 30th, 2023 04:50 PM
    Thank you!
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    O
    Olesya
    Posted on January 10th, 2023 07:49 PM
    Would highly recommend this lender! All my questions were answered on time, helped with application and all the process. The loan was completed in a short period of time
    Reply from Owner
    January 30th, 2023 04:50 PM
    Thank you!
  • Zillow
    O
    Olesya
    Anderson, SC
    Posted on January 10th, 2023 12:00 AM
    Always responded, answered all my questions on time, helped with application and all the process. Would highly recommend this lender to all my friends and family
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    A
    Alexandra G
    Posted on January 5th, 2023 08:04 PM
    Ben has been nothing but helpful through our loan experience. He was very responsive and knowledgeable. We were able to close on our loan quickly and without much hassle. The team was nothing but stellar and I will always recommend South Texas...
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  • Encompass
    A
    Alexandra G
    San Antonio, TX
    Posted on January 5th, 2023 08:01 PM
    Ben was very helpful and responsive. He is also very knowledgeable in his area of expertise. Working with him was a very pleasant experience. I would recommend him to anyone.
  • Zillow
    J
    Jordan R
    Bay Village, OH
    Posted on January 5th, 2023 12:00 AM
    Long story short, we are homeowners now. Ben and his team worked diligently through the holiday season to procure our loan. They guided us through the entire process and catered to our needs. Honestly I still can't believe how easy Ben made...
    read more
  • Encompass
    C
    Christian R
    Sandy, OR
    Posted on December 13th, 2022 02:16 PM
    Excellent communication, Ben was super knowledgeable about all the products out there and was able to help me decide what makes the most sense for me. He was super fast. My file never sat idle. All around awesome experience, no complaints at...
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    Christian R
    Posted on December 12th, 2022 11:17 PM
    Ben and Christy made our home purchase as easy as applying for a credit card. They had a high sense of urgency at all times to get it done and to do it right. They both communicated well and made this so easy. As someone who has borrowed all...
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    Christian R
    Posted on December 12th, 2022 11:17 PM
    Ben and Christy made out refinance as easy as applying for a credit card. They had a high sense of urgency at all times to get it done and to do it right. They both communicated well and made this so easy. As someone who has borrowed all types...
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    About
    Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Adjustable Rate Mortgages
    Qualified Mortgage Pre-Approvals
    Non-QM
    Self-Employed Mortgages
    Second Mortgages-Bank Statement
    Cash-Out Refinances
    Mortgage Lender
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Cash-Out Refinances
    Non-QM
    DSCR Loans
    Profit & Loss Only Mortgage
    Specialities
    non-QM
    Ground Up Construction
    Conventional
    Low Rate
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    Education
    • Portland State University
      Mechanical Engineering
      Bachelor of Engineering (BE)
      Sep 2008 -Aug 2012
      Portland State University logo
    Positions
    • Neighborhood Loans - Area Manager
      Oct 1st, 2025 - Current
    • American Financial Network, INC - Branch Manager
      May 12th, 2020 - Sep 30th, 2025
    Memberships
    • Five Star Professional - Rising Star
    • NAHREP
    • Top Mortgage Professionals - 2025
    • View All
    Addresses and Serving Areas

    Year Started

    2018

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1775990
    Gallery
    South Texas Lending - Ben Gheliuc - Gallery Photo
    Achievements
    • National Mortgage News Top Producers - 2025
    • 5 Star Award - top Producer
    Hobbies
    • Snowboarding
    • Trading
    • Basketball
    • View All
    Additional Information
    Payment Methods
    • Visa
    • PayPal
    Disclaimer
    Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender