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South Texas Lending - Ben Gheliuc
Branch Manager


Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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Ben was very professional, he answered all my questions and manage to help both me and my mom with the whole process. We are grateful that our friends recommended him to us .Would recommended him 10/10 .
Would highly recommend this lender! All my questions were answered on time, helped with application and all the process. The loan was completed in a short period of time
Reply from Owner
January 30th, 2023 04:50 PM
Thank you!
Would highly recommend this lender! All my questions were answered on time, helped with application and all the process. The loan was completed in a short period of time
Reply from Owner
January 30th, 2023 04:50 PM
Thank you!
Always responded, answered all my questions on time, helped with application and all the process. Would highly recommend this lender to all my friends and family
Ben has been nothing but helpful through our loan experience. He was very responsive and knowledgeable. We were able to close on our loan quickly and without much hassle. The team was nothing but stellar and I will always recommend South Texas...
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Ben was very helpful and responsive. He is also very knowledgeable in his area of expertise. Working with him was a very pleasant experience. I would recommend him to anyone.
Long story short, we are homeowners now. Ben and his team worked diligently through the holiday season to procure our loan. They guided us through the entire process and catered to our needs. Honestly I still can't believe how easy Ben made...
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Excellent communication, Ben was super knowledgeable about all the products out there and was able to help me decide what makes the most sense for me. He was super fast. My file never sat idle. All around awesome experience, no complaints at...
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Ben and Christy made our home purchase as easy as applying for a credit card. They had a high sense of urgency at all times to get it done and to do it right. They both communicated well and made this so easy. As someone who has borrowed all...
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Ben and Christy made out refinance as easy as applying for a credit card. They had a high sense of urgency at all times to get it done and to do it right. They both communicated well and made this so easy. As someone who has borrowed all types...
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012

Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery

Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender