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South Texas Lending - Ben Gheliuc
Branch Manager


Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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Reviews from Web
Ben and Christy and their team communicated very well and responses were prompt and timely . Very professional and respectful . Highly recommend , will use for future transactions
Benjamin Gheliuc, was absolutely amazing and went above and beyond to help my client to close the deal on time.
Julia C.
Reply from Owner
May 9th, 2023 03:44 PM
Julia, You are one spot on agent to work with! We definitely had a short time period to work with, but we were able to get our mutual client Clear to close in 7 business days!
Benjamin Gheliuc, was absolutely amazing and went above and beyond to help my client to close the deal on time.
Julia C.
Reply from Owner
May 9th, 2023 03:44 PM
Julia, You are one spot on agent to work with! We definitely had a short time period to work with, but we were able to get our mutual client Clear to close in 7 business days!
Ben and Christy and team came recommended to us by friends and family , when we first spoke to Ben I mentioned my concerns on our credit and he assured us he can make it happen , and that he did ! Exceeded my expectations , everything went...
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Reply from Owner
May 9th, 2023 03:43 PM
Ben, It was a pleasure to work with a fellow Ben! I hear its a good name Hah. I hope you, Ricci, the girls and new baby settle into that massive amount of land you can now call home. Thank you for trusting our team with a difficult transaction...
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Ben made everything go smoothly, and he went about and beyond to help out and explain everything in detail, he gave you all the options and recommended the best way to proceed. He is an amazing person to work with!
Ben and Christy and team came recommended to us by friends and family , when we first spoke to Ben I mentioned my concerns on our credit and he assured us he can make it happen , and that he did ! Exceeded my expectations , everything went...
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We had the best experience working with Benjamin to refinance our home. He went above and beyond to find the best deal for us. Always answered our questions and let us know exactly what was going on every step of the way. When other lenders...
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Reply from Owner
May 9th, 2023 03:45 PM
Dina, you and Time were an absolute pleasure to work with! Through your quick response time, any challenge we face I knew we would overcome due to yours and Tim's determination and poise professionalism. I look forward to working with your...
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We had the best experience working with Benjamin to refinance our home. He went above and beyond to find the best deal for us. Always answered our questions and let us know exactly what was going on every step of the way. When other lenders...
read more
Reply from Owner
May 9th, 2023 03:45 PM
Dina, you and Time were an absolute pleasure to work with! Through your quick response time, any challenge we face I knew we would overcome due to yours and Tim's determination and poise professionalism. I look forward to working with your...
read more
Ben has a wealth of lending knowledge and always works diligently to find the best loan programs for our current needs. He searches tirelessly to attain the best rates available for said loan program and for that and so much more we are truly...
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Ben has a wealth of lending knowledge and always works diligently to find the best loan programs for our current needs. He searches tirelessly to attain the best rates available for said loan program and for that and so much more we are truly...
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012

Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery

Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender