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South Texas Lending - Ben Gheliuc
Branch Manager
Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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Ben was my first point of contact when we decided to buy a home in San Antonio. He was thorough and knowledgeable every step of the way. Communication was prompt and professional. Working with Ben led to a great home buying experience and I...
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South Texas Lending - Ben Gheliuc has received a review with 5 star rating from Charlotte D
Reply from Owner
May 24th, 2023 04:59 PM
Thank you Charlotte for let trusting us with such a large home purchase in San Antonio! I know Travis will get those floors done before ya'll move in.
South Texas Lending - Ben Gheliuc has received a review with 5 star rating from Charlotte D
Reply from Owner
May 24th, 2023 04:59 PM
Thank you Charlotte for let trusting us with such a large home purchase in San Antonio! I know Travis will get those floors done before ya'll move in.
Ben was great to communicate with and very prompt. His processor Christy was a pleasure to work with as well. I will absolutely be working with Ben in the future.
100% stress free experience. They took all the hard work and made it happen without us having to worry about the process. But instead, it was a joy to see the milestones checked off one after another, as we approached the closing date on our...
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Ben and his team did an amazing job getting us our refinance loan. Quick and efficient. They removed all the stress from our end and kept us informed at each and every moment! Couldn't be happier!
Working with Ben was the absolute best. From the first phone call Ben laid out the whole process to me (I’m a first time homebuyer who didn’t have any knowledge of the process), he’s really down to earth and made things easy for me to understand....
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I was referred to Ben by my brother Steve, who has been working with him for years buying his primary residence as well as his investment property. When I told my brother I was wanting to buy my first home, he strongly recommended Ben. He told...
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Ben was amazing to work with from the very beginning. He was always communicating with us, answering our many questions, and helping at every step. As first time home buyers, he explained all of the complicated terms very well and we didn’t...
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Reply from Owner
May 9th, 2023 03:42 PM
It was a pleasure to help both you and Stephen find the perfect home, and as first time homebuyers! You were both amazing clients to work with and I know you'll make many memories inside of your new place.
Ben was amazing to work with from the very beginning. He was always communicating with us, answering our many questions, and helping at every step. As first time home buyers, he explained all of the complicated terms very well and we didn’t...
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012
Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery
Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender