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South Texas Lending - Ben Gheliuc
Branch Manager
Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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I had alot of questions and Ben was very patient with me. He got me the best rate. His service is what impressed me the most. Would recommend to anyone
Really helped me through the mortgage process. I had alot of question and he was very patient. I would recommend to anyone. He also helped me get a better rate than my credit union
Reply from Owner
May 24th, 2023 04:58 PM
Thank you so much Sean for trusting us with your purchase! RBFCU offers a great mortgage rate, but I'm happy we could offer you something even better and more competitive.
Really helped me through the mortgage process. I had alot of question and he was very patient. I would recommend to anyone. He also helped me get a better rate than my credit union
Reply from Owner
May 24th, 2023 04:58 PM
Thank you so much Sean for trusting us with your purchase! RBFCU offers a great mortgage rate, but I'm happy we could offer you something even better and more competitive.
Really helped me through the mortgage process. I had alot of question and he was very patient
Benjamin Gheliuc, was absolutely amazing and went above and beyond to help my client to close the deal on time.Julia C.
Reply from Ben Gheliuc
May 20th, 2023 12:00 AM
Julia, You are one spot on agent to work with! We definitely had a short time period to work with, but we were able to get our mutual client Clear to close in 7 business days!
This is my second loan done with Ben and won’t be my last. His process was smooth and he set expectations as to what to expect, and timelines. Would highly recommend.
Reply from Owner
April 29th, 2025 12:00 AM
"Thank you so much for the kind words and for trusting me again! It’s been a pleasure helping you through another smooth process. I truly appreciate your recommendation and look forward to working with you again whenever you need. Congrats...
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Ben worked with me every step of the way and made it easy to do
Excellent
Reply from Owner
May 24th, 2023 04:58 PM
It was a pleasure working with you Ed! We hope your little slice of heaven in Lytle TX is everything your looking for.
Excellent
Reply from Owner
May 24th, 2023 04:58 PM
It was a pleasure working with you Ed! We hope your little slice of heaven in Lytle TX is everything your looking for.
Ben was very professional and helped me every step of the way all I had to do was review and sign documents. American financial is a great company!!!!
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012
Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery
Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender