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South Texas Lending - Ben Gheliuc
Branch Manager
Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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Friendly and professional service.
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
I am glad to receive your response. How can I better improve myself to a 5-star rating experience?
He delivered what he promised
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
I enjoyed working with you. Thanks for the great feedback.
Ben and his team made the entire loan process a breeze. During our first meeting, there was no pressure from Ben to go with him/AFN but he laid out the entire process and what it would look like in a clear and concise manner, making the decision...
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Ben and his team made the entire loan process a breeze. During our first meeting, there was no pressure from Ben to go with him/AFN but he laid out the entire process and what it would look like in a clear and concise manner, making the decision...
read more
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
I really appreciate the feedback and am looking forward to working with you again.
Ben and his team made the entire loan process a breeze! From start to finish, Ben was attentive to my needs and was easy to get a hold of anytime I had questions. Ben made sure everything went smoothly and what I though was going to be a tedious...
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Ben and his crew were the u tomate professionals. Ben was very patient with us and got us a lower interest rate than expected. Ben is highly recommended.
Ben and his crew were the u tomate professionals. Ben was very patient with us and got us a lower interest rate than expected. Ben is highly recommended.
Ben was very professional and understanding with us. Ben always communicated any actions needed and was always available to answer any questions.
Ben and his crew were highly professional and very patient with our needs. Because of Ben, we were able to get a lower interest rate and a the house we wanted. I have used other mortgage companies, but Ben by far was the best.
Ben and his team at stx Lending are the best group we have worked with in tue San Antonio area. Highly recommend!
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012
Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery
Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender